This home is in St. Augustine.

1 / 41

Active

Active·87 days on market

287 Honeycomb Trail

St. Augustine, FL 32095

$429,000$203/sqftEst. $2,283/moMLS# 2140869

Beds

Baths

2,116

Sq Ft

2024

Built

Garage

Pool

About this home

St. Augustine

The sellers are offering a credit toward buyer's closing costs and/or interest rate buy-down. Built in 2024, a Lynwood floor plan by Richmond American, welcomes you home to a full paver driveway and a covered front porch entry. The downstairs main floor, includes a convenient half bath for your guests, a spacious living room, and kitchen featuring quartz countertops, crisp white cabinetry, large island with sink, stainless steel appliances, huge walk in pantry and dining space. Completing the downstairs, the laundry and mudroom is easily accessible entering home from your 2 car garage. Your downstairs owner's suite features a private en-suite with double vanities and oversized walk-in closet. Upstairs is fully carpeted with a loft that offers another open living space, full bathroom and 3 bedrooms. Natural gas community, tankless water heater, HVAC with FAV (fresh air ventilator)and a Fully fenced in backyard completes this only 2 year old home! Don't Wait! Set up your showing tod

Cost to own

Mortgage calculator

Home Price

$429,000

Down Payment: 20%

$85,800

Interest Rate: 6.55%

Loan Term

Monthly Payment

$2,181

Principal & Interest: $2,181

Est. Taxes & Insurance: $545

Estimated Total Monthly

$2,726

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,283

Property taxesest. at asking price, St. Johns County$571

HOAbilled quarterly$100

Estimated total, before insurance$2,954/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $416,000 in May 2024(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$345,976	$345,976	—
2024	$95,000	$79,860	—
2023	$95,000	$72,600	—
2022	$78,400	$66,000	—
2021	$60,000	$60,000	—

2025 property taxes (current owner): $5,013/yr

Estimated taxes if purchased at asking price: ~$6,900/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Private well (public record)

County records indicate a private well — a water-quality test is a standard (and cheap) pre-closing step.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,675 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jul 8, 2026Price change$429,000−$5,000
Apr 20, 2026Listed$434,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$429,000

Price / Sq Ft$203

Bedrooms4

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage2,116

Acres0.13 acres

Year Built2024

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontYes

School Information

ElementaryPalencia

MiddleSebastian

HighSt. Augustine

Community Information

Address287 Honeycomb Trail, St. Augustine, FL 32095

Area313-Whitecastle/Airport Area

SubdivisionVerano Creek

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32095

Lot Size5,662.8 sq ft

Parcel Number0745211390

ZoningSingle Family

Amenities

AmenitiesDog Park, Jogging Path, Maintenance Grounds

UtilitiesCable Available, Electricity Connected, Natural Gas Available, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

ViewPond

Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Gas Range, Microwave, Tankless Water Heater, Washer

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet, Vinyl

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, In Unit, Lower Level, Washer Hookup

SecuritySmoke Detector(s)