This home is in St. Augustine.

1 / 44

Active Under Contract

Active Under Contract·69 days on market

267 Honeycomb Trail

St. Augustine, FL 32095

$354,900$225/sqftEst. $1,889/moMLS# 2143538

Beds

Baths

1,574

Sq Ft

2024

Built

Garage

Pool

About this home

St. Augustine

Why wait to build when you can move right into this beautifully upgraded, better-than-new home offering over $25,000 in improvements and an affordable Florida lifestyle? Enjoy the benefits of NO CDD fees, low HOA fees and no flood insurance requirement. Ideally located in an A-rated school district, this wonderful neighborhood is just a few minutes drive from beautiful beaches, a short drive to historic downtown St. Augustine, and offers an easy commute to Jacksonville via US-1, helping you avoid much of the I-95 traffic. You'll also enjoy the convenience of walking to a preschool and being only 5 minutes from nearby entertainment, including an indoor volleyball court, and a new mini golf attraction that is coming soon. Inside, you'll find an open, light-filled floor plan featuring 9-foot ceilings, 8-foot doors, quartz countertops, soft-close cabinetry, luxury vinyl plank flooring, and an oversized kitchen island perfect for entertaining.

Cost to own

Mortgage calculator

Home Price

$354,900

Down Payment: 20%

$70,980

Interest Rate: 6.55%

Loan Term

Monthly Payment

$1,804

Principal & Interest: $1,804

Est. Taxes & Insurance: $451

Estimated Total Monthly

$2,255

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$1,889

Property taxesest. at asking price, St. Johns County$472

HOAbilled quarterly$100

Estimated total, before insurance$2,461/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $344,000 in July 2024(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$306,149	$210,963	—
2024	$95,000	$79,860	—
2023	$95,000	$72,600	—
2022	$78,400	$66,000	—
2021	$60,000	$60,000	—

2025 property taxes (current owner): $3,349/yr

Estimated taxes if purchased at asking price: ~$5,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: Shingle — year not disclosed (home built 2024)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Private well (public record)

County records indicate a private well — a water-quality test is a standard (and cheap) pre-closing step.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,675 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History