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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Celestina, St. Johns.

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Sold

Sold·Closed Jul 31, 2026·71 days on market·Recent sales in Celestina·Celestina

48 Lacaille Avenue

St. Johns, FL 32259

$660,000sold priceListed at $660,000 · 100% of asking$207/sqftMLS# 2140846
4
Beds
2.5
Baths
3,193
Sq Ft
2016
Built
3
Garage
No
Pool

4 more homes for sale in Celestina →Search Celestina on the map

FEMA Zone XHOA $170/moSingle Family Residence2 stories

About this home

Celestina

Celestina Home with Preserve Views, 3-Car Garage, First-Floor Owner's Suite, and $5,000 Buyer Incentive. Summary: Beautiful two-story home with preserve views in 24/7 guard-gated community of Celestina. Built in 2016, this fully fenced 4-bedroom, 2.5-bath home offers approximately 3,193 square feet, a 3-car garage with paved driveway, first-floor owner's suite, loft, and bonus/theater room, with designer finishes. Seller offering $5,000 credit toward closing costs, rate buy-down, or updates with acceptable offer. Description: Inside, the home offers upgraded flooring, a functional open layout, and valuable built-in storage upgrades in the pantry, laundry room, and primary bedroom closet. The chef's kitchen features 42-inch raised-panel espresso cabinetry, dual ovens, stainless steel appliances, granite countertops, a center island with breakfast bar, and a butler's pantry and walk-in pantry. The first-floor owner's suite provides a spacious retreat and includes

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,656
Property taxesest. at asking price, St. Johns County$878
HOAbilled annually$170
Estimated total, before insurance$4,704/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$660,000
$132,000
Loan Term
Monthly Payment
$3,656
Principal & Interest: $3,656
Property taxes (est.): $878
Insurance (est.): $440
Estimated Total Monthly
$4,974
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone E

Zone E evacuates after zones A, B, C, D in an approaching storm.

Roof: material not specified — year not disclosed (home built 2016)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,764 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$605,587$554,865—
2024$596,637$546,637—
2023$541,074$475,225—
2022$548,046$432,023—
2021$398,307$392,748—
2020$357,044$357,044—

Estimated taxes if purchased at asking price: ~$10,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Aug 1, 2026Closed$660,000
  • Jul 21, 2026Pending$660,000
  • Apr 19, 2026Listed$660,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $242/sq ft; this home is listed at $207/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
409 Starlis Place, St. Johns, FL 32259Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDESep 2026$579,900$2424/32,40020.3
352 Arella Way, St. Johns, FL 32259Listed by KELLER WILLIAMS ST JOHNSSep 2026$659,900$2384/32,770110.4
186 Azura Point, St. Johns, FL 32259Listed by HERRON REAL ESTATE LLCSep 2026$945,000$2444/53,879270.5
532 Saddlestone Drive, St. Johns, FL 32259Listed by WATSON REALTY CORPOct 2026$982,000$2565/43,834370.8
14372 Garden Gate Drive, Jacksonville, FL 32258Listed by DAVIDSON REALTY, INC.Sep 2026$572,500$2284/32,515601
1608 E Kayla Court, St. Johns, FL 32259Listed by TAH FLORIDA LLCAug 2026$565,000$1815/3.53,11871

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$660,000
Price / Sq Ft$207
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage3,193
Total Structure Area4,448 sq ft
Year Built2016
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontNo

Community Information

Address48 Lacaille Avenue, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionCelestina
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Parcel Number0057320740
ZoningResidential

Amenities

UtilitiesElectricity Available, Natural Gas Connected, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewProtected Preserve

Interior

Interior FeaturesPantry, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
AppliancesDishwasher, Double Oven, Dryer, Gas Cooktop, Microwave, Refrigerator, Tankless Water Heater, Washer
HeatingCentral
CoolingCentral Air
# of Stories2
LevelsTwo
Spa FeaturesCommunity

Exterior

Patio / PorchCovered, Patio
FencingBack Yard
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedApril 19, 2026
Days on Market71
HOA Fees$2,040 / Annually
HOA FrequencyAnnually
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Celestina

Celestina is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all Celestina homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 31, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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