389 Tierra Cove

• • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

As of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

• Aug 3, 2026Active$1,050,000
• Jul 27, 2026Listed$1,050,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

• 

  For Sale

  315 Tierra Cove

  St. Johns, FL 32259

  6 bd · 4.5 ba · 4,412 sq ft

  $1,074,999Est. $5,722/mo

  Luxury living in St. Johns County! Built in 2022, this stunning 6-bedroom, 4.5-bath home with a dedicated office…

  Listing Office: la rosa realty north florida, llc.

• 

  For Sale

  551 Amalurra Trail

  St. Johns, FL 32259

  6 bd · 5 ba · 5,070 sq ft

  $1,134,900Est. $6,040/mo

  🔥 $10,000 TOWARDS CLOSING COSTS OR EXPENSES | 💰 Possible VA Assumable 3% Mortgage Welcome to 551…

  Listing Office: venture development realty

• 

  For Sale

  136 Arella Way

  St. Johns, FL 32259

  5 bd · 3.5 ba · 3,409 sq ft

  $835,000Est. $4,444/mo

  This stunning single-family home located at 136 Arella Way in SAINT JOHNS, FL was built in 2018 and offers luxurious…

  Listing Office: keys realty redefined

• 

  Under Contract

  103 Sitara Lane

  Fruit Cove, FL 32259

  6 bd · 6.5 ba · 5,791 sq ft

  $1,300,000Est. $6,919/mo

  OPEN HOUSE CANCELLED- Under Contract. Explore this gorgeous Cal-Atlantic-built home in the prestigious Estate Section…

  Listing Office: douglas elliman florida

• 

  For Sale

  135 Sapling Terrace

  St. Johns, FL 32259

  5 bd · 5.5 ba · 4,474 sq ft

  $1,168,000Est. $6,217/mo

  Listing Office: jacksonville tbi realty, llc

  in Bartram Ranch, St. Johns County
• 

  For Sale

  200 White Horse Way

  St. Johns, FL 32259

  5 bd · 3.5 ba · 3,707 sq ft

  $1,100,000Est. $5,855/mo

  Listing Office: keller williams st johns

  in Oxford Estates, St. Johns County

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