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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville a home near Atlantic Coast High School.

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Active Under Contract

Active Under Contract·103 days on market

10251 Trevor Creek Drive W

Jacksonville, FL 32257

$450,000$236/sqftEst. $2,294/moMLS# 2140769
4
Beds
2
Baths
1,910
Sq Ft
2001
Built
2
Garage
No
Pool

About this home

Jacksonville

**Open House Cancelled** Beautifully reimagined with extensive upgrades completed within the last two years, this move-in-ready home delivers the perfect blend of modern style, comfort, and functionality. From the moment you step inside, you'll notice the attention to detail and elevated finishes throughout. The open-concept layout is anchored by a show-stopping kitchen designed for both daily living and entertaining, featuring quartz countertops, soft-close cabinetry, a designer brick ceramic backsplash, upgraded lighting, tile flooring, and an oversized island with integrated sink--creating a seamless space to gather and connect. The spacious primary suite offers a true retreat with vaulted ceilings and premium thick-mil plank hardwood flooring, while the fully updated en-suite bath showcases a freestanding soaking tub, anti-fog LED mirror, and sleek soft-close cabinetry, delivering a spa-like experience at home.

Cost to own

Mortgage calculator

$450,000
$90,000
Loan Term
Monthly Payment
$2,294
Principal & Interest: $2,294
Property taxes (est.): $735
Insurance (est.): $300
Estimated Total Monthly
$3,329
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$2,294
Property taxesest. at asking price, Duval County$735
HOAbilled annually$25
Estimated total, before insurance$3,054/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,478/yr · $456/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $395,000 in September 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$346,189$278,937 $26,717
2024$320,369$270,369
2023$324,454$324,454
2022$270,593$234,356
2021$213,051$213,051
2020$203,704$203,704

2025 property taxes (current owner): $5,478/yr

Estimated taxes if purchased at asking price: ~$8,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2001)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,754 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 20, 2026Active Under Contract$450,000
  • Jul 13, 2026Price change$450,000$20,000
  • Apr 22, 2026Listed$470,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$450,000
Price / Sq Ft$236
Bedrooms4
Bathrooms2.00
Full Baths2
Square Footage1,910
Total Structure Area2,345 sq ft
Acres0.26 acres
Year Built2001
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusActive Under Contract
# of Garages2
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address10251 Trevor Creek Drive W, Jacksonville, FL 32257
Area013-Beauclerc/Mandarin North
SubdivisionDerris Creek
CityJacksonville
CountyDuval
StateFL
Zip Code32257
Lot Size11,325.6 sq ft
Parcel Number1490441715
ZoningPUD

Amenities

UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesCeiling Fan(s), Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Smart Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Patio / PorchCovered, Patio, Screened
FencingBack Yard, Wood
RoofShingle
ConstructionBrick, Fiber Cement
Other StructuresShed(s)
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedApril 22, 2026
Days on Market89
HOA Fees$300 / Annually
HOA FrequencyAnnually
Tax Amount$5,477.83
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: UNITED REAL ESTATE GALLERY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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