This home is in Brookwood, Jacksonville.

1 / 39

Active Under Contract

Active Under Contract·90 days on market·Brookwood

209 Willow Ridge Drive

Jacksonville, FL 32081

$435,000$281/sqftEst. $2,315/moMLS# 2140503

Beds

Baths

1,548

Sq Ft

2014

Built

Garage

Pool

About this home

Brookwood

Welcome home to this beautifully updated one-story residence in the desirable Brookwood neighborhood of Nocatee, ideally situated with neighbors on only one side and a park on the other for added privacy and serenity. The home features an open-concept floor plan with three bedrooms, two bathrooms, and spacious family and dining rooms. The nicely equipped kitchen boasts granite countertops, a walk-in pantry, brand-new stainless-steel appliances, dark wood cabinetry, pendant lighting, and a large island overlooking the dining and family rooms. Neutral tile and carpet, soft gray walls, and abundant natural light create a warm, inviting interior. The spacious primary suite includes a walk-in closet and an ensuite bath with dual vanities and a tiled walk-in shower. Two additional bedrooms and a full bath provide flexible space for guests. Enjoy outdoor living on the screened lanai with room for dining and lounging, all overlooking the backyard with a peaceful wooded backdrop.

Cost to own

Mortgage calculator

Home Price

$435,000

Down Payment: 20%

$87,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$2,211

Principal & Interest: $2,211

Est. Taxes & Insurance: $553

Estimated Total Monthly

$2,764

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,315

Property taxesest. at asking price, Duval County$710

HOAbilled annually$55

Estimated total, before insurance$3,080/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$392,842	$392,842	—
2024	$384,502	$384,502	—
2023	$388,551	$380,844	—
2022	$346,222	$346,222	—
2021	$239,660	$156,082	—
2020	$233,747	$153,237	—

2025 property taxes (current owner): $9,361/yr

Estimated taxes if purchased at asking price: ~$8,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2014)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,712 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Apr 17, 2026Listed$435,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$435,000

Price / Sq Ft$281

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,548

Acres0.15 acres

Year Built2014

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch

StatusActive Under Contract

# of Garages2

Has PoolNo

Is WaterfrontNo

School Information

ElementaryBartram Springs

MiddleTwin Lakes Academy

HighAtlantic Coast

Community Information

Address209 Willow Ridge Drive, Jacksonville, FL 32081

Area029-Nocatee (Duval County)

SubdivisionBrookwood

CityJacksonville

CountyDuval

StateFL

Zip Code32081

Lot Size6,534 sq ft

Parcel Number1681500325

Amenities

AmenitiesPool, Children's Pool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Park, Pickleball, Playground, Tennis Court(s)

UtilitiesElectricity Connected, Natural Gas Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage

ViewProtected Preserve

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Gas Range, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile

# of Stories1

LaundryElectric Dryer Hookup, Washer Hookup

SecuritySmoke Detector(s)