Skip to main content
Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Aberdeen, Fruit Cove.

Photo 1 / 15
Sold

Sold·Closed Jun 1, 2026·25 days on market·Recent sales in Aberdeen·Aberdeen

620 Melrose Abbey Lane

Fruit Cove, FL 32259

$595,000sold priceListed at $600,000 · 99.2% of asking$214/sqftMLS# 2140053
4
Beds
3.5
Baths
2,785
Sq Ft
2018
Built
3
Garage
No
Pool

23 more homes for sale in Aberdeen →Search Aberdeen on the map

No HOA10,019 sqft lotSingle Family Residence1 story

About this home

Aberdeen

Welcome to 620 Melrose Abbey Lane, a stunning sanctuary nestled in the heart of Fruit Cove. This meticulously maintained residence offers the perfect blend of design and everyday comfort. From the moment you pull into the driveway, the manicured landscaping and commanding curb appeal set the stage for what lies within. Interior Highlights • Chef's Kitchen: Features premium stainless steel appliances, expansive granite countertops, and a center island excellent for morning coffee or evening entertaining. • Primary Retreat: A sprawling suite boasting a tray ceiling, walk-in closet, and a spa-inspired ensuite with a soaking tub and walk-in shower. • Flexible Living and In Law Suite: The open-concept floor plan flows seamlessly from the sun-drenched Great Room to the formal dining area, accented by high ceilings and designer finishes. 2nd Kitchen with In Law suite. New Brick patio with Campfire in Back yard looking out to the endless forest.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,296
Property taxesest. at asking price, St. Johns County$792
Estimated total, before insurance$4,087/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$9,523/yr · $794/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$595,000
$119,000
Loan Term
Monthly Payment
$3,296
Principal & Interest: $3,296
Property taxes (est.): $792
Insurance (est.): $397
Estimated Total Monthly
$4,484
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2018)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,492 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $587,000 in July 2024(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$478,209$478,209—
2024$510,049$327,078—
2023$513,989$316,095—
2022$485,906$305,432—
2021$345,080$295,080—
2020$324,724$274,724—

2025 property taxes (current owner): $9,523/yr

Estimated taxes if purchased at asking price: ~$9,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $240/sq ft; this home is listed at $215/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
280 Queen Victoria Avenue, St. Johns, FL 32259Listed by COLDWELL BANKER VANGUARD REALTYOct 2026$600,000$1695/3.53,544890.2
344 S Checkerberry Way, St. Johns, FL 32259Listed by COMPASS FLORIDA LLCAug 2026$920,000$2854/3.53,232270.3
725 Piney Place, Jacksonville, FL 32259Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$750,000$2135/43,5291080.5
1333 S Hideaway Drive, St. Johns, FL 32259Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$699,900$2854/32,452530.5
104 Morayshire Court, St. Johns, FL 32259Listed by SET YOUR ANCHOR REALTYSep 2026$440,000$2024/22,182300.5
1309 Hideaway Drive S, St. Johns, FL 32259Listed by WATSON REALTY CORPSep 2026$680,000$2404/32,839800.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$600,000
Price / Sq Ft$215
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage2,785
Acres0.23 acres
Year Built2018
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address620 Melrose Abbey Lane, Fruit Cove, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionAberdeen
CityFruit Cove
CountySt. Johns
StateFL
Zip Code32259
Lot Size10,018.8 sq ft
Parcel Number0096814530

Amenities

UtilitiesElectricity Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage, Garage Door Opener
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Nook, Guest Suite, In-Law Floorplan, Jack and Jill Bath, Pantry, Smart Thermostat, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Double Oven, Electric Cooktop, Refrigerator, Water Softener Owned
HeatingHeat Pump
CoolingCentral Air
FlooringTile, Vinyl
FireplaceYes
Fireplace FeaturesOutside
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, Washer Hookup

Exterior

Exterior FeaturesFire Pit
Lot DescriptionCul-De-Sac, Many Trees, Wooded
Patio / PorchDeck, Rear Porch
FencingWrought Iron
RoofShingle
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedApril 15, 2026
Days on Market25
Tax Amount$9,522.88
Tax Year2025
Listing TermsOther
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: HOMECOIN.COM

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Aberdeen

Aberdeen is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all Aberdeen homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 1, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines