5421 Bramhall Road

Jacksonville, FL 32258

$345,432$224/sqftEst. $1,756/moMLS# 2139536

Beds

Baths

1,541

Sq Ft

2026

Built

Garage

Pool

About this home

Jacksonville

Welcome to the Iris II, a thoughtfully designed townhome that blends comfort and modern living. This floorplan features a one-car garage and an open-concept main level where the kitchen, dining area, and family room flow seamlessly together--perfect for everyday living and entertaining. A convenient half bath is also located downstairs for guests. Upstairs, you'll find a spacious primary suite along with two additional bedrooms and a full bath, offering flexible space for family, guests, or a home office. This home is enhanced with a gourmet kitchen featuring quartz countertops, a stylish backsplash, and cabinets extending to the ceiling. Additional upgrades include a wood staircase, full tile showers, and a frameless glass shower in the primary suite. Designed for low-maintenance living with quality finishes throughout, the Iris II offers both style and functionality in a comfortable setting.

Cost to own

Mortgage calculator

Home Price

$345,432

Down Payment: 20%

$69,086

Interest Rate: 6.55%

Loan Term

Monthly Payment

$1,756

Principal & Interest: $1,756

Est. Taxes & Insurance: $439

Estimated Total Monthly

$2,195

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.55% · 30yr$1,756

Property taxesest. at asking price, Duval County$564

HOAbilled monthly$173

Estimated total, before insurance$2,493/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone AE — high-risk flood zone (Special Flood Hazard Area)

Lenders require flood insurance for financed purchases here.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History