This home is in Fernandina Beach.

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Active

Active·72 days on market

95421 Woodbridge Parkway

Fernandina Beach, FL 32034

$373,000$205/sqftEst. $1,896/moMLS# 2144188

Beds

Baths

1,816

Sq Ft

2018

Built

Garage

Pool

About this home

Fernandina Beach

NO CDD FEES and LOW HOA. Well maintained home built in 2018 located in Villages of Woodbridge Community. Close to the beautiful beaches of Amelia Island, shopping, restaurants and A-rated Fernandina Beach Schools. Built by Richmond American Homes, the Ruby floor plan offers 4BR/2BA with an open living/dining concept. Your covered lanai overlooks the preserve for privacy and plenty room for a pool. Kitchen has 42'' upper cabinets, island with double sink, free standing stove and double door refrigerator. Owners suite offers double vanities, walk in shower, large walk in closet. Woodbridge is centrally located in Nassau County. Convenience is key, only 15 minutes to the beautiful beaches and historic district of Fernandina Beach, 30 minutes to JAX International Airport, 5 minutes to nearby shopping and dining. The Palm tree lined median is a welcoming entrance and well utilized sidewalks provide for off-street jogging.

Cost to own

Mortgage calculator

Home Price

$373,000

Down Payment: 20%

$74,600

Interest Rate: 6.55%

Loan Term

Monthly Payment

$1,896

Principal & Interest: $1,896

Est. Taxes & Insurance: $474

Estimated Total Monthly

$2,370

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.55% · 30yr$1,896

Property taxesest. at asking price, Nassau County$515

HOAbilled annually$33

Estimated total, before insurance$2,444/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$335,403	$286,856	—
2024	$314,271	$260,778	—
2023	$282,502	$237,071	—
2022	$245,761	$215,519	—
2021	$195,926	$195,926	—
2020	$196,457	$196,457	—

Estimated taxes if purchased at asking price: ~$6,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone D

Zone D evacuates after zones A, B, C in an approaching storm.

Roof: Shingle — year not disclosed (home built 2018)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,796 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

May 8, 2026Listed$373,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$373,000

Price / Sq Ft$205

Bedrooms4

Bathrooms2.00

Full Baths2

Square Footage1,816

Acres0.17 acres

Year Built2018

TypeResidential

Sub-TypeSingle Family Residence

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontNo

School Information

ElementaryEmma Love Hardee

MiddleFernandina Beach

HighFernandina Beach

Community Information

Address95421 Woodbridge Parkway, Fernandina Beach, FL 32034

Area472-Oneil/Nassaville/Holly Point

SubdivisionWoodbridge

CityFernandina Beach

CountyNassau

StateFL

Zip Code32034

Lot Size7,405.2 sq ft

Lot Dimensions60x120

Parcel Number412N28114000970000

ZoningPUD

Amenities

AmenitiesJogging Path

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer

HeatingCentral, Electric

CoolingCentral Air, Electric

FlooringCarpet, Laminate

# of Stories1

LevelsOne