This home is in Jacksonville — a home near Mandarin High School.
Sold·Closed Jun 8, 2026·27 days on market·Recent sales in Mandarin
3050 Paddle Creek Drive
Jacksonville, FL 32223
About this home
Jacksonville
Discover low-maintenance living with room to spread out in this spacious 3BR, 2.5BA townhouse with a 2-car garage and just under 2,000 SF - all with NO HOA or CDD fees. Step inside to an open, airy layout with LVP flooring throughout, plantation shutters, and new windows and sliding door (2023). The heart of the home is the updated kitchen, featuring granite countertops, stainless steel appliances, and freshly painted cabinets-all overlooking the main living and dining areas so you can cook, entertain, and relax in one connected space. Upstairs, the primary suite offers a walk-in shower and plenty of closet space, with two additional bedrooms and a full bath with tub completing the layout. Mechanical updates include an HVAC and water heater (approx. 9 years old), roof (2017) with rolled roof section (2020), FULL RE-PLUMB (2022) plus a termite bond in place through June 2026 for added peace of mind. Enjoy outdoor living on the screened patio overlooking a spacious
Next steps in Mandarin
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle, Other — 2017 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Solar potential: ~1,388 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
Southeast-facing backyard — winter sunrises, bright mornings
The listing reports the home facing northwest, which puts the backyard on the southeast side. Today at this address: sunrise 7:26 AM, sunset 7:00 PM.
- The rear takes strong morning-to-midday sun and eases off by late afternoon; in winter the sun rises almost straight into this exposure.
- A comfortable compromise lot: real pool sun without the western afternoon heat.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $257,621 | $255,413 | ▲ $15,000 |
| 2024 | $243,389 | $232,194 | — |
| 2023 | $235,245 | $211,086 | — |
| 2022 | $226,028 | $191,897 | ▲ $17,240 |
| 2021 | $174,894 | $174,452 | — |
| 2020 | $158,593 | $158,593 | — |
2025 property taxes (current owner): $4,899/yr
Estimated taxes if purchased at asking price: ~$5,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $188/sq ft; this home is listed at $156/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 11442 Squire Way Lane, Jacksonville, FL 32223Listed by REAL BROKER LLC | Nov 2025 | $265,000 | $188 | 3/2.5 | 1,410 | 3 | 1.5 |
| 11285 Lake Mandarin Circle E, Jacksonville, FL 32223Listed by SMILEEHOUSE AUCTION CO LLC | Jul 2026 | $235,000 | $163 | 2/2.5 | 1,440 | 20 | 1.9 |
| 4010 Lingo Lane, Jacksonville, FL 32257Listed by LENNAR REALTY INC | Sep 2026 | $338,990 | $188 | 3/2.5 | 1,799 | 22 | 2.5 |
| 4028 Lingo Lane, Jacksonville, FL 32257Listed by LENNAR REALTY INC | Sep 2026 | $344,990 | $192 | 3/2.5 | 1,799 | 11 | 2.5 |
| 4006 Lingo Lane, Jacksonville, FL 32257Listed by LENNAR REALTY INC | Aug 2026 | $369,990 | $248 | 3/2 | 1,494 | 180 | 2.5 |
| 4012 Lingo Lane, Jacksonville, FL 32257Listed by LENNAR REALTY INC | Aug 2026 | $329,990 | $183 | 3/2.5 | 1,799 | 57 | 2.5 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: MOMENTUM REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Jun 8, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
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