This home is in Palm Valley Gardens, Ponte Vedra Beach — a home near Ponte Vedra High School.
Active·67 days on market·Palm Valley Gardens
28 N Roscoe Boulevard
Ponte Vedra Beach, FL 32082
5 more homes for sale in Palm Valley Gardens →Search Palm Valley Gardens on the map
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About this home
Palm Valley Gardens
New price is under appraisal! A rare and remarkable offering in the heart of Palm Valley, where timeless coastal living meets endless possibility. Set along one of Ponte Vedra's most desirable corridors, 28 N Roscoe Boulevard presents an extraordinary 5-acre canvas with approximately 300 feet of frontage and 726 feet of depth - an exceptional opportunity to create a legacy property unlike anything else in the area. FLM is RES-A, one unit net per acre. 3.65 acres are uplands.
Next steps in Palm Valley Gardens
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone AE — high-risk flood zone (Special Flood Hazard Area)
Lenders require flood insurance for financed purchases here.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 1979)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Likely septic
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~947 usable sun-hours per year
Moderate solar exposure — shade or roof orientation limits panel output here.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of August 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Around this address
Nearby, from public data
The closest public beach, park, water access, league fields and grocery store from this home's location.
Closest beach parking
Mickler's Landing Beachfront Park12 min drive · 202 parking spaces
Closest park or preserve
Nocatee Preserve16 min drive · 2,378 acres
Closest public boat ramp
Palm Valley Public Landingabout 3 mi · Tolomato River
Closest kayak & paddleboard launch
Nocatee Trail Paddlecraft Launch at Palm Valley Bridgeabout 3 mi · Intracoastal Waterway
Closest youth league fields
Cornerstone Park12 min drive · Baseball
Closest grocery store
The Fresh Market8 min drive · 840 A1a N., Ponte Vedra
Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.
Sun & Light
South-facing backyard — the year-round light lot
The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:33 AM, sunset 6:47 PM.
- The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
- Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
2025 property taxes (current owner): $1,156/yr
Estimated taxes if purchased at asking price: ~$43,500/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.
History
Price & status history
- Oct 12, 2026Price change$2,725,000−$250,000
- Aug 16, 2026Active$2,975,000
- Jul 24, 2026Listed$2,975,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $386/sq ft; this home is listed at $1,075/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 140 Woodlands Creek Drive, Ponte Vedra Beach, FL 32082Listed by WATSON REALTY CORP | Aug 2026 | $990,000 | $356 | 4/3.5 | 2,778 | 44 | 0.6 |
| 108 Natures Way, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Jul 2026 | $840,000 | $377 | 3/2 | 2,229 | 93 | 0.6 |
| 150 A N Roscoe Boulevard, Ponte Vedra Beach, FL 32082Listed by RE/MAX SPECIALISTS PV | Aug 2026 | $1,815,000 | $580 | 4/3.5 | 3,132 | 73 | 0.9 |
| 117 Glen Eagles Court, Ponte Vedra Beach, FL 32082Listed by DALTON WADE INC | Jun 2026 | $960,000 | $313 | 4/3.5 | 3,070 | 58 | 0.9 |
| 100 Vedra Landing Court, Ponte Vedra Beach, FL 32082Listed by MARSH LANDING REALTY | Jul 2026 | $759,500 | $386 | 3/2 | 1,969 | 8 | 1 |
| 113 Osprey Ridge Way, Ponte Vedra Beach, FL 32082Listed by UNITED REAL ESTATE GALLERY | Sep 2026 | $875,000 | $421 | 4/2 | 2,079 | 65 | 1.1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Palm Valley Gardens
Palm Valley Gardens is a neighborhood in Ponte Vedra Beach, FL (St. Johns County), ZIP 32082.
View all Palm Valley Gardens homes for sale →Keep looking
More homes in Palm Valley Gardens
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For Sale60 Roscoe Boulevard NPalm Valley, FL 32082
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Krista Fracke
Broker Associate
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines