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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Ponte Vedra Beach — a Ponte Vedra Beach golf community home.

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Sold

Sold·Closed Jul 30, 2026·16 days on market·Recent sales in Ponte Vedra Beach

6526 Burnham Circle

Ponte Vedra Beach, FL 32082

$985,000sold priceListed at $1,095,000 · 90% of asking$377/sqftMLS# 2149724
3
Beds
2.5
Baths
2,613
Sq Ft
1996
Built
2
Garage
No
Pool
FEMA Zone XHOA $35/mo10,019 sqft lotWaterfrontSingle Family Residence2 stories

About this home

Ponte Vedra Beach

OPEN HOUSE SAT. 6/20 10AM-12PM Welcome to one of the most spectacular waterfront homes in Hammock Cove at TPC Sawgrass, offering breathtaking water to golf views overlooking a signature hole. From the moment you step through the elegant leaded glass double doors. you will be captivated by the stunning vistas and the homes light-filled, open design. Perfectly crafted for both everyday living and entertaining, this lovely residence features a dramatic two-story great room with a fireplace, custom built-ins, and an open-concept kitchen that seamlessly connects to the main living spaces. Expansive windows showcase the incredible waterfront and golf course scenery from nearly every angle. Outdoor living is equally impressive, with a summer kitchen complete with grill, sink, and refrigerator, plus a spacious paver patio overlooking the waterway. A bulkheaded shoreline, paver driveway, and beautifully designed outdoor spaces create the ideal setting for relaxing or hosting guests. MORE

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$5,456
Property taxesest. at asking price, St. Johns County$1,311
HOAbilled semi-annually$35
Estimated total, before insurance$6,802/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,604/yr · $550/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$985,000
$197,000
Loan Term
Monthly Payment
$5,456
Principal & Interest: $5,456
Property taxes (est.): $1,311
Insurance (est.): $657
Estimated Total Monthly
$7,423
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X (shaded) — moderate flood risk (0.2% annual chance)

Flood insurance is optional but often inexpensive here — worth pricing.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone A

Zone A evacuates first in a storm — typically coastal and surge-prone areas.

Roof: Shingle — year not disclosed (home built 1996)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts

County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,626 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$727,499$453,527—
2024$665,214$440,038—
2023$659,674$425,765—
2022$548,285$411,908—
2021$482,106$398,454—
2020$453,303$392,262—

2025 property taxes (current owner): $6,604/yr

Estimated taxes if purchased at asking price: ~$15,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Jul 30, 2026Closed$1,095,000
  • Jun 10, 2026Listed$1,095,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $474/sq ft; this home is listed at $419/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
5144 Otter Creek Drive, Ponte Vedra Beach, FL 32082Listed by 1 REALTY CORPSep 2026$1,000,000$4924/22,033550.3
4607 Marsh Hawk Place, Ponte Vedra Beach, FL 32082Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYJun 2026$965,000$3543/2.52,724220.3
120 North Cove Drive, Ponte Vedra Beach, FL 32082Listed by MARSH LANDING REALTYSep 2026$1,687,500$5655/32,98590.4
5119 Otter Creek Drive, Ponte Vedra Beach, FL 32082Listed by PONTE VEDRA CLUB REALTY, INC.Jun 2026$895,000$4173/2.52,1481880.4
173 N Cove Drive, Ponte Vedra Beach, FL 32082Listed by PONTE VEDRA CLUB REALTY, INC.Jun 2026$1,200,000$3784/33,17210.4
3039 Cypress Creek Drive E, Ponte Vedra Beach, FL 32082Listed by 904 FINE HOMESJun 2026$1,225,000$4744/32,585180.5

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,095,000
Price / Sq Ft$419
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,613
Acres0.23 acres
Year Built1996
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes

School Information

Community Information

Address6526 Burnham Circle, Ponte Vedra Beach, FL 32082
Area262-Ponte Vedra Beach-W Of A1A-S Of Solana Rd
SubdivisionHammock Cove
CityPonte Vedra Beach
CountySt. Johns
StateFL
Zip Code32082
Lot Size10,018.8 sq ft
Parcel Number0620802260
ZoningResidential

Amenities

AmenitiesPool, Management - Off Site, Security
UtilitiesCable Connected, Electricity Connected, Sewer Connected, Water Connected, Propane, Other
SewerPublic Sewer
Water SourcePublic
Green / EnergyWindows
ParkingAttached, Garage, Garage Door Opener
ViewCanal, Golf Course, Water
Waterfront TypeLagoon

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Built-in Features, Ceiling Fan(s), Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, In Unit, Lower Level, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Exterior FeaturesBalcony, Outdoor Kitchen
Lot DescriptionIrregular Lot, On Golf Course, Sprinklers In Rear, Other
Patio / PorchPatio, Rear Porch, Screened
RoofShingle
ConstructionFrame, Stucco
Other StructuresOutdoor Kitchen
Road SurfaceAsphalt

Additional Information

Date ListedJune 10, 2026
Days on Market16
HOA Fees$210 / Semi-Annually
HOA FrequencySemi-Annually
HOA NameHammock Cove & Sawgrass Players Club
Tax Amount$6,603.7
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS REALTY ATLANTIC PARTNERS

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 30, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines