This home is in Ponte Vedra Beach — a home near Ponte Vedra High School.
Sold·Closed Aug 6, 2026·44 days on market·Recent sales in Ponte Vedra Beach
140 Woodlands Creek Drive
Ponte Vedra Beach, FL 32082
About this home
Ponte Vedra Beach
Take advantage of this great price improvement to make this beautiful cottage yours. Priced well below a recent appraised value. Discover your dream home in the serene Woodlands Creek neighborhood, just moments from your favorite shops and restaurants. This peaceful cul-de-sac community offers a small playground for children. Nestled in this desirable area is a charming 2,700sf cottage, perfectly positioned near top-rated schools such as Rawlings/Ponte Vedra Elementary, Landrum Middle, and PV High. This versatile home features four bedrooms, 3.5 baths, an office, an upstairs bonus room, and a covered lanai, accommodating various lifestyles. The inviting entryway includes a private office, which could also serve as a fourth bedroom, and a spacious formal dining area. The home is designed for entertaining, with a formal living room and an adjacent family room separated by a two-sided fireplace...con'td
Next steps in Ponte Vedra Beach
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 2000)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Sewer · St Johns County Utilities - accounts · Public water · St Johns County Utilities - water accounts
County records show this parcel on central sewer served by St Johns County Utilities - accounts — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,714 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $796,763 | $342,829 | — |
| 2024 | $779,664 | $332,460 | — |
| 2023 | $698,274 | $321,320 | — |
| 2022 | $666,675 | $310,505 | — |
| 2021 | $505,222 | $300,005 | — |
| 2020 | $468,232 | $295,173 | — |
2025 property taxes (current owner): $5,113/yr
Estimated taxes if purchased at asking price: ~$15,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 7, 2026Closed$998,000
- May 22, 2026Listed$998,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $389/sq ft; this home is listed at $359/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 131 Payasada Oaks Trail, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Jul 2026 | $1,400,000 | $409 | 4/3 | 3,426 | 11 | 0.2 |
| 279 Payasada Circle, Ponte Vedra Beach, FL 32082Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTY | Sep 2026 | $1,380,000 | $389 | 4/3.5 | 3,546 | 117 | 0.3 |
| 108 Natures Way, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS | Jul 2026 | $840,000 | $377 | 3/2 | 2,229 | 93 | 0.4 |
| 145 Egrets Walk Lane, Ponte Vedra Beach, FL 32082Listed by PONTE VEDRA CLUB REALTY, INC. | Sep 2026 | $1,400,000 | $406 | 5/4 | 3,450 | 69 | 0.5 |
| 117 Glen Eagles Court, Ponte Vedra Beach, FL 32082Listed by DALTON WADE INC | Jun 2026 | $960,000 | $313 | 4/3.5 | 3,070 | 58 | 0.5 |
| 100 Vedra Landing Court, Ponte Vedra Beach, FL 32082Listed by MARSH LANDING REALTY | Jul 2026 | $759,500 | $386 | 3/2 | 1,969 | 8 | 0.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: WATSON REALTY CORP
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Aug 6, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines