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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Flora Parke, Fernandina Beach — a home near Yulee High School.

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Sold

Sold·Closed Jun 22, 2026·37 days on market·Recent sales in Flora Parke·Flora Parke

32516 Willow Parke Circle

Fernandina Beach, FL 32034

$693,000sold priceListed at $695,900 · 99.6% of asking$279/sqftMLS# 2138865
4
Beds
3
Baths
2,481
Sq Ft
2014
Built
3
Garage
Yes
Pool

13 more homes for sale in Flora Parke →Search Flora Parke on the map

HOA $39/mo0.49 acresSingle Family Residence1 story

About this home

Flora Parke

Beautifully maintained pool home perfectly positioned on a spacious 0.49-acre corner lot. Offering 4 bedrooms, 3 full baths, a 3-car garage, an office and dining room with 2,481 square feet of thoughtfully designed living space - blending comfort, functionality, and style. This home is ideal for both everyday living and entertaining. At the center of the home, the kitchen serves as a true gathering space, featuring granite countertops, abundant cabinetry, a double oven, microwave, newer stainless-steel appliances, and a large granite island perfect for hosting or casual dining. The main living area is filled with natural lighting, electric fireplace and expansive sliding doors that fully open to the lanai--creating effortless indoor-outdoor living. Spacious owner suite offers a relaxing retreat with transom windows for added natural lighting and a door leading to the lanai. Owner's bath with separate tiled shower, soaking tub and dual vanities.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,839
Property taxesest. at asking price, Nassau County$957
HOAbilled annually$39
Estimated total, before insurance$4,834/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,713/yr · $393/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$693,000
$138,600
Loan Term
Monthly Payment
$3,839
Principal & Interest: $3,839
Property taxes (est.): $957
Insurance (est.): $462
Estimated Total Monthly
$5,257
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2014)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,762 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$560,834$279,643—
2024$535,335$271,054—
2023$511,268$261,703—
2022$393,004$252,624—
2021$340,740$243,810—
2020$321,150$239,753—

2025 property taxes (current owner): $4,713/yr

Estimated taxes if purchased at asking price: ~$11,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $256/sq ft; this home is listed at $280/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
96014 Inlet Cove Court, Fernandina Beach, FL 32034Listed by WATSON REALTY CORPSep 2026$432,700$2213/21,9544470.4
96816 Arrigo Boulevard, Fernandina Beach, FL 31522Listed by MARSH LIFE REALTY, LLCAug 2026$400,000$1923/22,08820.4
95214 Golden Glow Drive, Fernandina Beach, FL 32034Listed by JASON MITCHELL REAL ESTATE FLORIDA, LLC.Sep 2026$640,000$2564/32,4964500.6
86107 Remsenburg Drive, Fernandina Beach, FL 32034Listed by AMELIA ISLAND REAL ESTATE SERVICESSep 2026$527,500$2375/32,223440.7
95308 Bentgrass Court, Fernandina Beach, FL 32034Listed by ICI SELECT REALTY, INC.Aug 2026$1,062,491$3444/33,086480.7
95136 Golden Glow Drive, Fernandina Beach, FL 32034Listed by BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMSAug 2026$840,000$3253/2.52,584460.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$695,900
Price / Sq Ft$280
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,481
Total Structure Area2,481 sq ft
Acres0.49 acres
Year Built2014
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusClosed
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Gas Heat, Heated, Salt Water, Screen Enclosure
Is WaterfrontNo

School Information

ElementaryYulee
MiddleYulee
HighYulee

Community Information

Address32516 Willow Parke Circle, Fernandina Beach, FL 32034
Area472-Oneil/Nassaville/Holly Point
SubdivisionFlora Parke
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Lot Size21,344.4 sq ft
Parcel Number262N28055301020000
ZoningResidential

Amenities

AmenitiesBasketball Court, Playground
UtilitiesCable Available, Electricity Available
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Attached, Garage Door Opener
ViewTrees/Woods

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower
AppliancesDishwasher, Disposal, Double Oven, Electric Water Heater, Induction Cooktop, Microwave, Refrigerator
HeatingElectric
CoolingCentral Air
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup
SecurityFire Alarm

Exterior

Lot DescriptionWooded
Patio / PorchCovered, Patio, Screened
FencingBack Yard, Wrought Iron
RoofShingle
ConstructionStone, Stucco
Road FrontageCity Street

Additional Information

Date ListedApril 7, 2026
Days on Market37
HOA Fees$470 / Annually
HOA FrequencyAnnually
Tax Amount$4,713
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: IRON VALLEY REAL ESTATE NORTH FLORIDA

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Flora Parke

Flora Parke is a neighborhood in Amelia Island, FL (Nassau County), ZIP 32034.

View all Flora Parke homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 22, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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