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This home is in Cordova Palms, St. Augustine — a new construction home in St. Johns County.

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Sold

Sold·Closed Sep 4, 2026·113 days on market·Recent sales in Cordova Palms·Cordova Palms

421 Barbosa Trail

St. Augustine, FL 32095

$403,490sold priceListed at $399,990 · 100.9% of asking$211/sqftMLS# 2138690

Beds

Baths

1,908

Sq Ft

2026

Built

Garage

Pool

32 more homes for sale in Cordova Palms →Search Cordova Palms on the map

FEMA Zone XHOA $70/moSingle Family Residence1 storyNew construction

About this home

Cordova Palms

Welcome to our St Augustine Community! Low CDD & HOA Fees. Amazing amenities, Clubhouse, Gym, Pool, Playground, Pickle Ball, Dog Park and so much more. The Award-Winning Emory 1908 SF. Lot 657 Home showcases a 9' ceilings, 4 bed, 2 bath, 2 car garage. Open floor plan, oversized owner's suite bathroom with walk in tile shower, included the glass shower door, double sinks, oversize closet Home features: a storage closet, double gas range stove w/microwave, vented to the exterior above the gas range, Upgraded luxury Laminate flooring in the main areas, Tile bathroom flooring, 42'' white kitchen cabinets w/crown molding, Quartz counter tops in the kitchen and both bathrooms, window blinds, oversized covered lanai! Tankless water heater, recess lights in kitchen and family room

Next steps in Cordova Palms

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,235

Property taxesest. at asking price, St. Johns County$537

HOAbilled monthly$70

Estimated total, before insurance$2,842/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

Home Price

$403,490

Down Payment: 20%

$80,698

Interest Rate: 7.40%

Loan Term

Monthly Payment

$2,235

Principal & Interest: $2,235

Property taxes (est.): $537

Insurance (est.): $269

Estimated Total Monthly

$3,041

*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone C

Zone C evacuates after zones A, B in an approaching storm.

Roof: material not specified — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Sep 10, 2026Closed$399,990
Jul 28, 2026Pending$399,990
Apr 6, 2026Listed$399,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $198/sq ft; this home is listed at $210/sq ft.

Address	Closed	Price	$/sq ft	Bd/Ba	Sq ft	DOM
260 Barbosa Trail, St. Augustine, FL 32095Listed by EAGLES WORLD REALTY, INC	Sep 2026	$419,990	$192	4/3	2,188	161
443 Barbosa Trail, St. Augustine, FL 32095Listed by EAGLES WORLD REALTY, INC	Sep 2026	$429,990	$191	4/3	2,248	153
448 Barbosa Trail, St. Augustine, FL 32095Listed by EAGLES WORLD REALTY, INC	Sep 2026	$410,000	$186	4/3	2,201	100
406 Barbosa Trail, St. Augustine, FL 32095Listed by EAGLES WORLD REALTY, INC	Sep 2026	$384,990	$233	3/2	1,655	53
44 Algiers Court, St. Augustine, FL 32095Listed by EAGLES WORLD REALTY, INC	Sep 2026	$437,500	$199	4/3	2,201	94
458 Barbosa Trail, St. Augustine, FL 32095Listed by EAGLES WORLD REALTY, INC	Jul 2026	$430,990	$198	4/2.5	2,181	45

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$399,990

Price / Sq Ft$210

Bedrooms4

Bathrooms2.00

Full Baths2

Square Footage1,908

Year Built2026

TypeResidential

Sub-TypeSingle Family Residence

StatusClosed

# of Garages2

Has PoolNo

Is WaterfrontNo

New ConstructionYes

Community Information

Address421 Barbosa Trail, St. Augustine, FL 32095

Area307-World Golf Village Area-SE

SubdivisionCordova Palms

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32095

Parcel Number0725716570

Amenities

UtilitiesSewer Available

Water SourcePublic

ParkingAttached, Garage

Interior

AppliancesDishwasher, Disposal, Gas Range, Microwave, Tankless Water Heater

HeatingCentral

CoolingCentral Air

# of Stories1

Additional Information

Date ListedApril 6, 2026

Days on Market113

HOA Fees$70 / Monthly

HOA FrequencyMonthly

Listing TermsCash, Conventional, FHA, VA Loan

55+ CommunityNo

New ConstructionYes

Listing Courtesy of: EAGLES WORLD REALTY, INC

Sold by: EAGLES WORLD REALTY, INC (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Cordova Palms

Cordova Palms is a neighborhood in World Golf Village, FL (St. Johns County), ZIP 32095.

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