557 Barbosa Trail

St. Augustine, FL 32095

$464,990$186/sqftEst. $2,475/moMLS# 2138687

Beds

Baths

2,500

Sq Ft

2026

Built

Garage

Pool

About this home

Cordova Palms

Welcome to our St Johns Community! Low CDD & HOA Fees. Amazing amenities, Clubhouse, Gym, Pool, Playground, Pickle Ball & Dog Park. Natural Gas Community! Lot 645. Great Homesite, backs to nature preseve! The Award-Winning Vero floor plan, 4-bedroom, Loft, 3-Baths, 3- Car garage. Boasts 2500 SF. 9' ceilings on first floor, Upstairs owner's suite, one bedroom Downstairs for guest w/ a full bathroom, great oversized kitchen café for family holiday gatherings w/lots of natural light, three bedrooms upstairs with a loft for great entertaining, the owners bath features a walk-in shower, with a glass shower door, and an oversized walk-in closet. Home includes double sinks in owner's suite, 42'' white kitchen cabinets, w/crown molding, kitchen quartz countertop, double gas range w/microwave, vented to the exterior above the gas range, upgraded tile in all bathroom flooring, luxury laminate plank in main areas

Cost to own

Mortgage calculator

Home Price

$464,990

Down Payment: 20%

$92,998

Interest Rate: 6.55%

Loan Term

Monthly Payment

$2,363

Principal & Interest: $2,363

Est. Taxes & Insurance: $591

Estimated Total Monthly

$2,954

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,475

Property taxesest. at asking price, St. Johns County$619

HOAbilled monthly$70

Estimated total, before insurance$3,164/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.