This home is in Crosswater Village, Ponte Vedra — a home near Allen D. Nease High School.
Sold·Closed Jul 10, 2026·52 days on market·Recent sales in Crosswater Village·Crosswater Village
553 Vista Lake Circle
Ponte Vedra, FL 32081
2 more homes for sale in Crosswater Village →Search Crosswater Village on the map
About this home
Crosswater Village
YES You CAN have a home teaming with natural light in Nocatee! All you need is the perfect lot, & this one has it: in some areas, over 70' to the next home. #Privacy & #Sunlight galore! This home is gorgeous inside, too! Beautiful wood-look tile throughout, even in the bedrooms: zero carpet here. Fresh paint & incredibly clean: you'll be ready to move right in. The white kitchen is spacious with island seating, under cabinet lighting, a tile backsplash & window wink overlooking the yard. Love all the upgraded lighting throughout, too! The primary suite is spacious with a super shower. Two secondary bedrooms offer flexible options for family or work. Stepping outside, you will find a screened lanai & an awseome lake view! Fully fenced & ready to go. All the features you want in a home, in a great place & for an amazing price!
Next steps in Crosswater Village
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2018)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,798 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $455,578 | $404,856 | — |
| 2024 | $468,378 | $373,794 | — |
| 2023 | $437,430 | $339,813 | — |
| 2022 | $353,944 | $308,921 | — |
| 2021 | $280,837 | $280,837 | — |
| 2020 | $261,827 | $261,827 | — |
Estimated taxes if purchased at asking price: ~$8,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jul 11, 2026Closed$500,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $291/sq ft; this home is listed at $314/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 513 Vista Lake Circle, Ponte Vedra, FL 32081Listed by PALM VALLEY REALTY PLLC | Aug 2026 | $495,000 | $303 | 3/2 | 1,631 | 112 | 0 |
| 519 Vista Lake Circle, Ponte Vedra, FL 32081Listed by KELLER WILLIAMS ST JOHNS | Jul 2026 | $515,000 | $285 | 3/2 | 1,810 | 42 | 0 |
| 453 Vista Lake Circle, Ponte Vedra, FL 32081Listed by KELLER WILLIAMS ST JOHNS | Sep 2026 | $505,000 | $287 | 3/2 | 1,757 | 37 | 0.1 |
| 425 Union Hill Drive, Ponte Vedra, FL 32081Listed by COMPASS FLORIDA LLC | Jul 2026 | $505,000 | $283 | 2/2 | 1,786 | 76 | 0.2 |
| 368 Pioneer Village Drive, Ponte Vedra, FL 32081Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Jul 2026 | $550,000 | $339 | 3/2 | 1,623 | 46 | 0.3 |
| 293 Sweet Pine Trail, Ponte Vedra, FL 32081Listed by JPAR CITY AND BEACH | Sep 2026 | $572,500 | $291 | 2/2 | 1,964 | 8 | 0.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: LOKATION
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Crosswater Village
Crosswater Village is a neighborhood in Nocatee, FL (St. Johns County), ZIP 32081.
View all Crosswater Village homes for sale →Keep looking
More homes in Crosswater Village
For Sale118 Vista Lake CirclePonte Vedra, FL 32081
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$599,999Est. $3,193/moFHA ASSUMABLE LOAN WITH A 3.125% INTEREST RATE!! This 4 Bedroom, 3 full bath home features a gourmet kitchen with gas…
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For RentLease
320 Vista Lake CirclePonte Vedra, FL 32081
3 bd · 2 ba · 1,812 sq ft
$3,400/moCome live Nocatee's lifestyle in Crosswater! The Capri floor plan by ICI boosts tall ceilings and large windows making…
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jul 10, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines