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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a home near Mandarin High School.

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Sold

Sold·Closed Jun 26, 2026·28 days on market·Recent sales in Mandarin

4564 Wandering Oaks Court

Jacksonville, FL 32257

$245,000sold priceListed at $240,000 · 102.1% of asking$171/sqftMLS# 2138306
3
Beds
2.5
Baths
1,435
Sq Ft
1985
Built
1
Garage
No
Pool
HOA $198/mo3,049 sqft lotTownhouse2 stories

About this home

Jacksonville

Charming townhome in the desirable Mandarin area! This 3-bedroom, 2.5-bath residence offers approximately 1,435 sq ft of comfortable living space with a functional layout perfect for everyday living. Features include a cozy fireplace, spacious living and dining areas, and a kitchen ready for your personal touch. The master is on 1st floor and there is a 1 car attached garage. Enjoy central HVAC, a private garage, and low-maintenance living. Nestled in an established community near shopping, dining, and major highways, this home offers both convenience and value. Ideal for first-time buyers, downsizers, or investors seeking a great opportunity in Jacksonville!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,357
Property taxesest. at asking price, Duval County$400
HOAbilled quarterly$198
Estimated total, before insurance$1,955/mo
Seller’s 2026 tax billper the MLS — includes any CDD / assessments$2,688/yr · $224/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$245,000
$49,000
Loan Term
Monthly Payment
$1,357
Principal & Interest: $1,357
Property taxes (est.): $400
Insurance (est.): $163
Estimated Total Monthly
$1,920
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1985)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,733 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

South-facing backyard — the year-round light lot

The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:26 AM, sunset 7:00 PM.

  • The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
  • A pool back here takes sun most of the day, which means warmer water in the shoulder seasons and the most useful screened-lanai light for plants.
  • Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$209,875$127,020—
2024$210,471$117,746▲ $5,357
2023$196,236$109,315—
2022$175,697$101,650—
2021$139,364$94,682—
2020$134,594$55,126▲ $12,801

2026 property taxes (current owner): $2,688/yr

Estimated taxes if purchased at asking price: ~$4,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $196/sq ft; this home is listed at $167/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
4596 Cabbage Pond Drive, Jacksonville, FL 32257Listed by MARK SPAIN REAL ESTATESep 2026$259,000$1963/21,320820.1
4028 Lingo Lane, Jacksonville, FL 32257Listed by LENNAR REALTY INCSep 2026$344,990$1923/2.51,799110.7
4010 Lingo Lane, Jacksonville, FL 32257Listed by LENNAR REALTY INCSep 2026$338,990$1883/2.51,799220.8
10800 Old St. Augustine Road 705, Jacksonville, FL 32257Listed by NETWORTH REALTY OF JACKSONVILLE, LLCSep 2026$180,000$1522/21,1821060.8
4006 Lingo Lane, Jacksonville, FL 32257Listed by LENNAR REALTY INCAug 2026$369,990$2483/21,4941800.8
4023 Lingo Lane, Jacksonville, FL 32257Listed by LENNAR REALTY INCAug 2026$369,990$2483/21,494940.8

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$240,000
Price / Sq Ft$167
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,435
Total Structure Area1,588 sq ft
Acres0.07 acres
Year Built1985
TypeResidential
Sub-TypeTownhouse
StyleContemporary
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo
Direction FacesNorth

School Information

ElementaryMandarin Oaks
MiddleMandarin

Community Information

Address4564 Wandering Oaks Court, Jacksonville, FL 32257
Area013-Beauclerc/Mandarin North
SubdivisionSouthern Villas
CityJacksonville
CountyDuval
StateFL
Zip Code32257
Lot Size3,049.2 sq ft
Parcel Number1564210208
ZoningSingle Family

Amenities

AmenitiesPool, Maintenance Grounds
UtilitiesCable Available, Cable Connected, Electricity Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, In-Law Floorplan, Primary Downstairs, Vaulted Ceiling(s)
AppliancesDishwasher, Dryer, Electric Oven, Electric Water Heater, Ice Maker, Microwave, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FireplaceYes
Fireplace FeaturesWood Burning
# of Stories2
LevelsOne
LaundryLower Level
Spa FeaturesCommunity

Exterior

Patio / PorchPatio, Rear Porch, Screened
FencingVinyl
RoofShingle
ConstructionWood Siding
Road SurfacePaved

Additional Information

Date ListedApril 30, 2026
Days on Market28
HOA Fees$595 / Quarterly
HOA FrequencyQuarterly
HOA NameProperty Advisor
HOA Fee IncludesOther
Tax Amount$2,688
Tax Year2026
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MARK SPAIN REAL ESTATE

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 26, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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