This home is in Beacon Lake, St. Augustine — a home near Beachside High School.
Sold·Closed Jun 4, 2026·29 days on market·Recent sales in Beacon Lake·Beacon Lake
523 Stargaze Lane
St. Augustine, FL 32095
19 more homes for sale in Beacon Lake →Search Beacon Lake on the map
About this home
Beacon Lake
Welcome to this better than new Beacon Lake home on a premium pond view lot, with extra space between neighbors. The versatile floor plan offers an open concept layout with 4-bedrooms + a bonus room, combining the ideal blend of functionality, style, and lifestyle. Wide plank vinyl flooring flows throughout the main living areas, leading you into a beautifully appointed kitchen featuring a custom backsplash, gas range, stainless farmhouse sink, and sleek stainless vent hood. The oversized breakfast bar and adjoining breakfast nook seamlessly connect to the living space, creating a true heart-of-the-home feel. The first-floor owner's suite provides a private retreat with tranquil pond views, complete with an ensuite bath offering dual sinks and a walk-in shower. The upstairs bonus room gives you the flexibility for a media room, playroom, or home office--whatever suits your lifestyle. Enjoy Florida living year-round from your covered back patio with extended pavers, perfect for
Next steps in Beacon Lake
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2024)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
Last sold: $1,083,600 in October 2023(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $440,507 | $389,785 | — |
| 2024 | $85,000 | $85,000 | — |
| 2023 | $85,000 | $85,000 | — |
Estimated taxes if purchased at asking price: ~$8,100/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $233/sq ft; this home is listed at $248/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 65 Stargaze Lane, St. Augustine, FL 32095Listed by BLUEFIN REAL ESTATE GROUP | Sep 2026 | $525,000 | $226 | 3/2.5 | 2,328 | 25 | 0.1 |
| 368 Stargaze Lane, St. Augustine, FL 32095Listed by BLUEFIN REAL ESTATE GROUP | Aug 2026 | $540,000 | $260 | 4/2.5 | 2,075 | 50 | 0.1 |
| 100 Leclerc Court, St. Augustine, FL 32095Listed by CASTILLO REAL ESTATE JAX | Sep 2026 | $490,000 | $250 | 4/2 | 1,963 | 87 | 1 |
| 204 Silver Creek Place, St. Augustine, FL 32095Listed by EXP REALTY LLC | Sep 2026 | $530,000 | $233 | 4/2.5 | 2,270 | 125 | 1.1 |
| 95 Strobe Court, St. Augustine, FL 32095Listed by SUPER SELLER | Aug 2026 | $495,000 | $213 | 3/2.5 | 2,326 | 36 | 1.1 |
| 129 Silver Creek Place, St. Augustine, FL 32095Listed by MARK SPAIN REAL ESTATE | Oct 2026 | $447,000 | $180 | 3/2.5 | 2,477 | 34 | 1.2 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: COLDWELL BANKER VANGUARD REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Beacon Lake
Beacon Lake is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32095.
View all Beacon Lake homes for sale →Keep looking
More homes in Beacon Lake
For Sale160 Whirlwind PlaceSt. Augustine, FL 32095
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Under Contract47 Starnberg CourtSt. Augustine, FL 32095
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For Sale456 Stargaze LaneSt. Augustine, FL 32095
3 bd · 2.5 ba · 2,316 sq ft
$505,000Est. $2,688/moDiscover the perfect blend of comfort and convenience in this stunning 3-bedroom, 2.5-bathroom home located in the…
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For Sale242 Stargaze LaneSt. Augustine, FL 32095
3 bd · 2.5 ba · 2,328 sq ft
$549,000Est. $2,922/moWelcome to this stunning 3-bedroom, 2.5-bath coastal-inspired home in sought-after Beacon Lake, St. Johns County!…
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jun 4, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
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