This home is in St. Augustine.
Pending·119 days on market
408 Cherry Elm Drive
St. Augustine, FL 32092
About this home
St. Augustine
What's Special: Loft | Covered Lanai | White Cabinets | North Facing Lot. New Construction - June Completion! Built by America's Most Trusted Home Builder. Welcome to the Bellflower at 408 Cherry Elm Drive in Cherry Elm at SilverLeaf! This well-designed townhome offers approximately 1,927 square feet of living space with three bedrooms, two-and-a-half baths, and a two-car garage. Step inside from the front porch to an open great room that flows into the kitchen with a large island, creating an ideal space for entertaining and everyday meals. The first floor also includes a convenient half bath, garage access, and an outdoor covered lanai. Upstairs, a versatile loft, two secondary bedrooms with a full bath, and a spacious primary suite with a walk-in closet and double vanity bath provide comfortable living. An upstairs laundry area and ample storage throughout add to the home's thoughtful design.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Shingle — year not disclosed (home built 2026)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,747 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: TAYLOR MORRISON REALTY OF FLA
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
Keep looking
More homes in Cherry Elm Townhomes
Pending$359,990MLS# 2136526Est. $1,916/mo394 Cherry Elm Drive, St. Augustine, FL 320923 Beds2 Baths1,927 sqftWhat's Special: Best Seller | Covered Lanai | White Cabinets. New Construction - May Completion! Built by America's…
ResidentialTAYLOR MORRISON REALTY OF FLA
Pending$359,990MLS# 2145297Est. $1,916/mo438 Cherry Elm Drive, St. Augustine, FL 320923 Beds2 Baths1,933 sqftWhat's Special: Preserve View | Best Seller | Loft | Oversized Pantry. New Construction - September Completion! Built…
ResidentialTAYLOR MORRISON REALTY OF FLA
Pending$359,990MLS# 2136511Est. $1,916/mo384 Cherry Elm Drive, St. Augustine, FL 320923 Beds2 Baths1,927 sqftWhat's Special: Best Seller | Loft | Large Kitchen Island. New Construction - May Completion! Built by America's Most…
ResidentialTAYLOR MORRISON REALTY OF FLA
Pending$359,990MLS# 2136521Est. $1,916/mo390 Cherry Elm Drive, St. Augustine, FL 320923 Beds2 Baths1,927 sqftWhat's Special: Oversized Pantry | Loft | Large Kitchen Island. New Construction - May Completion! Built by America's…
ResidentialTAYLOR MORRISON REALTY OF FLA
Keep looking
Similar homes in St. Augustine
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines