This home is in Jacksonville — a home near Mandarin High School.
Sold·Closed Aug 27, 2026·124 days on market·Recent sales in Mandarin
4055 Waterway Court
Jacksonville, FL 32223
About this home
Jacksonville
Are you a nature lover? Looking for your own private sanctuary? You've found it! This all-brick home is move-in ready, and welcomes you with a bright family room featuring vaulted ceilings, a separate dining area, and an updated kitchen with stainless-steel appliances. The split-bedroom layout offers a spacious primary suite and refreshed bathrooms. French doors open to an inviting enclosed porch, perfect for year-round enjoyment. At the front, a charming courtyard entry with concrete fencing and a koi pond sets the tone. Nestled on a quiet cul-de-sac lot, the home sits proudly on high ground, surrounded by abundant windows that frame serene views of the woodland conservation area (backing to Oldfield Creek). Additional highlights include gutters, ceiling fans, blinds, a storage room, newer roof (2023) and a termite bond. Julington Landing is a tree-lined community, ideally located near shopping, restaurants, parks, boat ramps, and more -- truly a wonderful place to call home!
Next steps in Mandarin
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — 2023 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Likely septic · Public water · JEA
County records indicate an onsite septic system — budget a septic inspection before closing (typically $300–$500) and expect pump-outs every 3–5 years.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,682 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
Northwest-facing backyard — summer sunsets, gentle days
The listing reports the home facing southeast, which puts the backyard on the northwest side. Today at this address: sunrise 7:26 AM, sunset 7:00 PM.
- The rear sits softly lit through most of the day, then catches the late golden hour — in summer the sun sets almost straight into this exposure.
- Cooler than a true west lot with some of the sunset payoff; winter evenings go dark early.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
Last sold: $395,000 in May 2023(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $354,903 | $284,899 | — |
| 2024 | $335,879 | $276,163 | — |
| 2023 | $336,191 | $314,453 | ▲ $40,381 |
| 2022 | $285,867 | $285,867 | ▲ $7,997 |
| 2021 | $239,656 | $121,066 | — |
| 2020 | $224,642 | $118,705 | ▲ $13,724 |
2025 property taxes (current owner): $5,602/yr
Estimated taxes if purchased at asking price: ~$7,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 31, 2026Closed$398,000
- Jul 29, 2026Pending$398,000
- Mar 27, 2026Listed$398,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $235/sq ft; this home is listed at $240/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 12527 Shady Creek Drive, Jacksonville, FL 32223Listed by WATSON REALTY CORP | Sep 2026 | $445,000 | $250 | 3/2 | 1,782 | 24 | 0.1 |
| 12675 Filly Court, Jacksonville, FL 32223Listed by WATSON REALTY CORP | Sep 2026 | $455,000 | $235 | 3/2.5 | 1,938 | 1 | 0.3 |
| 12131 Banyan Tree Drive, Jacksonville, FL 32258Listed by FIRST COAST HEROES REAL ESTATE LLC | Oct 2026 | $405,000 | $222 | 3/2 | 1,828 | 12 | 0.8 |
| 4477 Carolyn Cove Lane N, Jacksonville, FL 32258Listed by MOMENTUM REALTY | Sep 2026 | $375,000 | $248 | 3/2 | 1,512 | 4 | 0.8 |
| 796 Grand Parke Drive, St. Johns, FL 32259Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Aug 2026 | $428,000 | $225 | 4/2 | 1,903 | 110 | 1.3 |
| 12340 Macaw Drive, Jacksonville, FL 32223Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST | Sep 2026 | $394,100 | $221 | 3/2 | 1,782 | 3 | 1.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: RE/MAX SPECIALISTS
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Krista Fracke
Broker Associate
This home sold on Aug 27, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
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