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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Jacksonville — a home near Mandarin High School.

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Active·Listed today

4063 Julington Creek Road

Jacksonville, FL 32223

$390,000$193/sqftEst. $2,082/moMLS# 2166520
Open house Sat, Sep 26 · 11:00 am–1:00 pm
3
Beds
2
Baths
2,025
Sq Ft
1983
Built
2
Garage
No
Pool
No HOA10,890 sqft lotSingle Family Residence1 story

About this home

Jacksonville

Welcome to this thoughtfully updated 3-bedroom, 2-bath home offering 2,025 square feet of living space on a spacious quarter-acre lot in a desirable Mandarin location. Many of the big-ticket improvements have already been completed, including a remodeled kitchen, new roof & HVAC in 2025, garage door in 2025, & drain field in 2026, along with a water heater installed in 2018, offering buyers the benefit of significant updates both inside & out. Step inside to find luxury vinyl plank flooring throughout, fresh neutral interior paint, updated lighting, vaulted ceilings accented by warm wood beams, decorative trim, & a cozy fireplace. The remodeled kitchen features 42-inch white soft-close cabinetry, engineered stone countertops, stainless steel appliances, & an open design that creates a natural connection to the family room. The guest bath has also been remodeled with a new tub & vanity, while the primary bath features a new vanity, mirror, & lighting. The oversized 2-car garage provides

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.03% · 30yr$2,082
Property taxesest. at asking price, Duval County$637
Estimated total, before insurance$2,719/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$6,287/yr · $524/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$390,000
$78,000
Loan Term
Monthly Payment
$2,082
Principal & Interest: $2,082
Property taxes (est.): $637
Insurance (est.): $260
Estimated Total Monthly
$2,979
*30-year loan at 7.03% APR (avg 30-yr rate 2026-09-24, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 1983)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,316 usable sun-hours per year

Moderate solar exposure — shade or roof orientation limits panel output here.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $6,287/yr

Estimated taxes if purchased at asking price: ~$7,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Sep 25, 2026Listed$390,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$390,000
Price / Sq Ft$193
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage2,025
Acres0.25 acres
Year Built1983
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
Direction FacesSouth

School Information

ElementaryLoretto
MiddleMandarin

Community Information

Address4063 Julington Creek Road, Jacksonville, FL 32223
Area014-Mandarin
SubdivisionJulington Landing
CityJacksonville
CountyDuval
StateFL
Zip Code32223
Lot Size10,890 sq ft
Parcel Number1582250160
ZoningResidential

Amenities

Community FeaturesSidewalks
UtilitiesCable Available, Electricity Connected, Water Connected
SewerSeptic Tank
Water SourcePublic
ParkingAdditional Parking, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Open Floorplan, Primary Bathroom - Shower No Tub, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesDishwasher, Dryer, Electric Range, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FireplaceYes
# of Fireplaces1
Fireplace FeaturesWood Burning
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Garage, Washer Hookup

Exterior

Lot DescriptionCleared, Few Trees
Patio / PorchCovered, Patio, Screened
FencingBack Yard, Full, Privacy
RoofShingle
ConstructionBrick Veneer, Wood Siding
Other StructuresShed(s)
Road SurfaceAsphalt

Additional Information

Date ListedSeptember 25, 2026
Days on Market0
Tax Amount$6,287.26
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MOMENTUM REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

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20+ years · 500+ closings · NE Florida

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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

Open Houses

9/26/2026

11:00 am - 1:00 pm