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This home is in Ponte Vedra.

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Active

Active·112 days on market

247 Howland Drive

Ponte Vedra, FL 32081

$920,000$288/sqftEst. $4,897/moMLS# 2136940
4
Beds
3
Baths
3,200
Sq Ft
2012
Built
3
Garage
Yes
Pool

About this home

Ponte Vedra

*Back on the market after 60 days under contract. Buyer couldn't perform* Stunning two-story home in highly sought-after Nocatee. Offering over 3,200 sq ft, this spacious residence features 4 bedrooms, 3.5 bathrooms, and a flexible layout designed for modern living. The primary suite is conveniently downstairs, along with a dedicated office that can convert into a 5th bedroom. The main level also includes a formal dining room and an additional sitting area--perfect for entertaining. Upstairs, you'll find three bedrooms and a versatile loft ideal for a second living space, playroom, or media area. Step outside to your private backyard retreat with a massive covered lanai, sparkling pool, and relaxing jacuzzi. Complete with a 3-car garage and located on a premier lot in a top-rated school district, this home offers access to Nocatee's world-class amenities, including water parks, fitness centers, and scenic trails.

Cost to own

Mortgage calculator

$920,000
$184,000
Loan Term
Monthly Payment
$4,676
Principal & Interest: $4,676
Est. Taxes & Insurance: $1,169
Estimated Total Monthly
$5,845
*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$4,897
Property taxesest. at asking price, St. Johns County$1,224
HOAbilled annually$23
Estimated total, before insurance$6,144/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$696,297$355,319
2024$683,509$344,598
2023$691,550$333,105
2022$603,832$308,246
2021$393,859$239,216
2020$363,492$235,223

2025 property taxes (current owner): $7,443/yr

Estimated taxes if purchased at asking price: ~$14,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2012)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · JEA · Public water · JEA_Premises point dataset with CCB_DESC like Water

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,749 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

  • Mar 26, 2026Listed$920,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$920,000
Price / Sq Ft$288
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage3,200
Acres0.19 acres
Year Built2012
TypeResidential
Sub-TypeSingle Family Residence
StyleTraditional
StatusActive
# of Garages3
Has PoolYes
Pool FeaturesIn Ground, Screen Enclosure
Is WaterfrontNo

Community Information

Address247 Howland Drive, Ponte Vedra, FL 32081
Area272-Nocatee South
SubdivisionNocatee
CityPonte Vedra
CountySt. Johns
StateFL
Zip Code32081
Lot Size8,276.4 sq ft
Parcel Number0232341430

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Dog Park, Fitness Center, Jogging Path, Park, Pickleball, Playground, Tennis Court(s)
UtilitiesElectricity Connected, Natural Gas Available, Sewer Available, Water Available
SewerPublic Sewer
Water SourcePublic
ParkingGarage

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Freezer, Gas Cooktop, Gas Oven, Gas Range, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringTile
# of Stories2
LevelsTwo
LaundryElectric Dryer Hookup, Gas Dryer Hookup
SecurityFire Alarm, Security System Owned, Smoke Detector(s)
Spa FeaturesIn Ground

Exterior

Patio / PorchCovered, Patio, Rear Porch, Screened
FencingPrivacy, Vinyl
RoofShingle
ConstructionFrame, Stucco

Additional Information

Date ListedMarch 27, 2026
Days on Market108
HOA Fees$280 / Annually
HOA FrequencyAnnually
Tax Amount$7,442.64
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: KELLER WILLIAMS FIRST COAST REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines

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