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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Cherry Elm Townhomes, St. Augustine — a home near Tocoi Creek High School.

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Sold

Sold·Closed Jul 27, 2026·54 days on market·Recent sales in Cherry Elm Townhomes·Cherry Elm Townhomes

384 Cherry Elm Drive

St. Augustine, FL 32092

$346,000sold priceListed at $359,990 · 96.1% of asking$180/sqftMLS# 2136511
3
Beds
2.5
Baths
1,927
Sq Ft
2026
Built
2
Garage
No
Pool

19 more homes for sale in Cherry Elm Townhomes →Search Cherry Elm Townhomes on the map

HOA $134/moTownhouse2 storiesNew construction

About this home

Cherry Elm Townhomes

What's Special: Best Seller | Loft | Large Kitchen Island. New Construction - May Completion! Built by America's Most Trusted Home Builder. Welcome to the Bellflower at 384 Cherry Elm Drive in Cherry Elm at SilverLeaf! Enter from the front porch into the heart of this charming townhome, where the great room and open kitchen with a large island flow together to create a space that works beautifully for entertaining or everyday living. Upstairs, a spacious loft is surrounded by two secondary bedrooms that share a full bathroom, along with a centrally located laundry room for added convenience. At the back of the home, the spacious primary suite offers a peaceful retreat with a walk-in closet and a spa like bathroom featuring a dual sink vanity and a roomy shower. Located in St. Johns County, this community offers access to top-rated schools and low-maintenance, master-planned living with lawn care and exterior upkeep included. Enjoy pools, pickleball, tennis, walking trails, and a

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,917
Property taxesest. at asking price, St. Johns County$460
HOAbilled quarterly$134
Estimated total, before insurance$2,511/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$346,000
$69,200
Loan Term
Monthly Payment
$1,917
Principal & Interest: $1,917
Property taxes (est.): $460
Insurance (est.): $231
Estimated Total Monthly
$2,608
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,747 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

South-facing backyard — the year-round light lot

The listing reports the home facing north, which puts the backyard on the south side. Today at this address: sunrise 7:25 AM, sunset 7:00 PM.

  • The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
  • A pool back here takes sun most of the day, which means warmer water in the shoulder seasons and the most useful screened-lanai light for plants.
  • Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

History

Price & status history

  • Jul 28, 2026Closed$359,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $187/sq ft; this home is listed at $187/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
346 Cherry Elm Drive, St. Augustine, FL 32092Listed by TAYLOR MORRISON REALTY OF FLASep 2026$338,990$1763/2.51,9271350
402 Cherry Elm Drive, St. Augustine, FL 32092Listed by TAYLOR MORRISON REALTY OF FLASep 2026$338,990$1763/2.51,9271580
414 Cherry Elm Drive, St. Augustine, FL 32092Listed by TAYLOR MORRISON REALTY OF FLASep 2026$374,990$1973/2.51,899550
398 Cherry Elm Drive, St. Augustine, FL 32092Listed by TAYLOR MORRISON REALTY OF FLASep 2026$359,990$1873/2.51,9271260
378 Cherry Elm Drive, St. Augustine, FL 32092Listed by TAYLOR MORRISON REALTY OF FLASep 2026$367,990$1943/2.51,899950
390 Cherry Elm Drive, St. Augustine, FL 32092Listed by TAYLOR MORRISON REALTY OF FLAAug 2026$346,000$1803/2.51,927460

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$359,990
Price / Sq Ft$187
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,927
Year Built2026
TypeResidential
Sub-TypeTownhouse
StyleTraditional
Property ConditionUnder Construction
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
Gated CommunityYes
New ConstructionYes
Direction FacesNorth

School Information

Community Information

Address384 Cherry Elm Drive, St. Augustine, FL 32092
Area305-World Golf Village Area-Central
SubdivisionCherry Elm Townhomes
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Dimensions55x16
Parcel NumberNALOT76
ZoningResidential

Amenities

AmenitiesPool, Other, Children's Pool, Clubhouse, Dog Park, Gated, Park, Pickleball, Playground, Tennis Court(s)
Community FeaturesSidewalks, Street Lights, Gated, Curbs
UtilitiesElectricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingOther, Attached, Garage

Interior

Interior FeaturesBreakfast Bar, Kitchen Island, Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s), Other
AppliancesDishwasher, Disposal, Dryer, Gas Range, Microwave, Refrigerator, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet
# of Stories2
LevelsTwo
LaundryIn Unit
SecurityCarbon Monoxide Detector(s), Security Gate, Security Lights, Smoke Detector(s)

Exterior

Lot DescriptionOther
Patio / PorchCovered, Patio
FencingOther
RoofShingle
ConstructionOther, Concrete, Frame
Road SurfacePaved
Road FrontagePrivate Road

Additional Information

Date ListedMarch 24, 2026
Days on Market54
HOA Fees$402 / Quarterly
HOA FrequencyQuarterly
HOA NameCherry Elm HOA/SilverLeaf Master Association
HOA Fee IncludesMaintenance Grounds, Other
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: TAYLOR MORRISON REALTY OF FLA

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Cherry Elm Townhomes

Cherry Elm Townhomes is a neighborhood in World Golf Village, FL (St. Johns County), ZIP 32092.

View all Cherry Elm Townhomes homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jul 27, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

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