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Active·45 days on market

244 Silver Myrtle Court

St. Augustine, FL 32092

$359,990$186/sqftEst. $1,830/moMLS# 2149039
3
Beds
2
Baths
1,933
Sq Ft
2026
Built
2
Garage
No
Pool

About this home

St. Augustine

What's Special: Covered Lanai | Oversized Pantry | Loft. New Construction - October Completion! Built by America's Most Trusted Home Builder. Welcome to the Bellflower at 244 Silver Myrtle Court in Cherry Elm at SilverLeaf! This inviting new townhome has a welcoming foyer that leads into the heart of the home. The open-concept layout seamlessly connects the great room, dining area, and kitchen, creating a bright and functional space ideal for both entertaining and relaxing. The kitchen offers a large island, generous counter space, and a walk-in pantry, with sliding doors leading to a lanai for effortless indoor-outdoor enjoyment. Upstairs, the primary suite featuring an en-suite bath and large walk-in closet, along with two secondary bedrooms sharing a bath, a spacious loft, and a nearby laundry room for added convenience.

Cost to own

Mortgage calculator

$359,990
$71,998
Loan Term
Monthly Payment
$1,830
Principal & Interest: $1,830
Property taxes (est.): $479
Insurance (est.): $240
Estimated Total Monthly
$2,549
*30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.55% · 30yr$1,830
Property taxesest. at asking price, St. Johns County$479
HOAbilled quarterly$134
Estimated total, before insurance$2,443/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $7,541,900 in January 2024(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$69,000$69,000
2024$68,000$63,800
2023$58,000$58,000

2025 property taxes (current owner): $929/yr

Estimated taxes if purchased at asking price: ~$5,700/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2026)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,747 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jun 5, 2026Listed$359,990

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$359,990
Price / Sq Ft$186
Bedrooms3
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage1,933
Acres0.07 acres
Year Built2026
TypeResidential
Sub-TypeTownhouse
StyleTraditional
Property ConditionUnder Construction
StatusActive
# of Garages2
Has PoolNo
Is WaterfrontNo
Gated CommunityYes
New ConstructionYes
Direction FacesEast

School Information

ElementaryMagnolia Oaks Academy
MiddleMagnolia Oaks Academy

Community Information

Address244 Silver Myrtle Court, St. Augustine, FL 32092
Area305-World Golf Village Area-Central
SubdivisionCherry Elm Townhomes
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32092
Lot Size3,049.2 sq ft
Lot Dimensions24x140
Parcel Number0279852270
ZoningResidential

Amenities

AmenitiesPool, Other, Children's Pool, Clubhouse, Dog Park, Gated, Park, Pickleball, Playground, Tennis Court(s)
UtilitiesElectricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingOther, Attached, Garage, Garage Door Opener

Interior

Interior FeaturesEntrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Walk-In Closet(s), Other
AppliancesDishwasher, Disposal, Dryer, Gas Range, Microwave, Refrigerator, Tankless Water Heater, Washer
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories2
LevelsTwo
LaundryIn Unit, Upper Level
SecurityCarbon Monoxide Detector(s), Security Gate, Security Lights, Smoke Detector(s)

Exterior

Lot DescriptionSprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Patio
RoofShingle
ConstructionConcrete, Fiber Cement, Frame
Road SurfacePaved
Road FrontagePrivate Road

Additional Information

Date ListedJune 5, 2026
Days on Market11
HOA Fees$402 / Quarterly
HOA FrequencyQuarterly
HOA NameCherry Elm HOA/SilverLeaf Master Association
HOA Fee IncludesMaintenance Grounds, Other
Tax Amount$929.32
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan, Other
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: TAYLOR MORRISON REALTY OF FLA

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Expert

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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