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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Sweetwater, Jacksonville — a gated community home in Jacksonville.

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Sold

Sold·Closed Jun 16, 2026·61 days on market·Recent sales in Sweetwater·Sweetwater

11804 Surfbird Circle

Jacksonville, FL 32256

$305,000sold priceListed at $309,900 · 98.4% of asking$224/sqftMLS# 2135702
2
Beds
2
Baths
1,361
Sq Ft
2014
Built
2
Garage
No
Pool

12 more homes for sale in Sweetwater →Search Sweetwater on the map

HOA $275/mo436 sqft lotCondominium1 story

About this home

Sweetwater

True one-level living with a full two-car garage--an uncommon combination in Sweetwater by Del Webb. Located in the highly sought-after Tides II section, this villa-style condo offers no stairs, no upstairs or downstairs neighbors, and a layout that lives more like a private home than a typical condo. Designed for long-term comfort and ease, the wide hallways, 9'4'' ceilings, and step-free entry create an open, accessible environment ideal for both everyday living and future mobility needs. Unlike many nearby options, this residence eliminates the compromises of upper or lower units while providing the space and functionality buyers are searching for. A split-bedroom floor plan offers privacy for guests, while a dedicated office or flex room adds versatility for hobbies or remote work. The open living and dining areas flow seamlessly into a well-appointed kitchen with granite countertops, white cabinetry, and generous storage--creating a space that is both functional and welcoming.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,689
Property taxesest. at asking price, Duval County$498
HOAbilled monthly$275
Estimated total, before insurance$2,462/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$305,000
$61,000
Loan Term
Monthly Payment
$1,689
Principal & Interest: $1,689
Property taxes (est.): $498
Insurance (est.): $203
Estimated Total Monthly
$2,391
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2014)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,728 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

East-facing backyard — the morning-light lot

The listing reports the home facing west, which puts the backyard on the east side. Today at this address: sunrise 7:25 AM, sunset 7:00 PM.

  • The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
  • A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
  • The front of the home carries the hot western afternoon instead of your living space.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$290,500$239,778—
2024$290,500$240,500▼ $6,500
2023$297,000$234,280—
2022$276,000$226,000—
2021$255,000$255,000—
2020$248,000$150,668—

Estimated taxes if purchased at asking price: ~$6,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $170/sq ft; this home is listed at $228/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
11726 Surfbird Circle, Jacksonville, FL 32256Listed by SOLANO REAL ESTATE LLCOct 2026$295,000$2172/21,361100.1
11871 Surfbird Circle 9G, Jacksonville, FL 32256Listed by REGATTA REI, LLCSep 2026$242,000$1582/21,53690.1
11852 Surfbird Circle 41G, Jacksonville, FL 32256Listed by CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COASTSep 2026$260,000$1692/21,536710.1
8527 Little Swift Circle 34G, Jacksonville, FL 32256Listed by PREMIER HOMES REALTY INCSep 2026$245,000$1702/21,438600.2
11927 Surfbird Circle 12E, Jacksonville, FL 32256Listed by KELLER WILLIAMS ST JOHNSAug 2026$275,000$1792/21,536800.2
8099 Summer Cove Court, Jacksonville, FL 32256Listed by OFFERPAD BROKERAGE FL LLCSep 2026$200,000$1602/2.51,248700.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$309,900
Price / Sq Ft$228
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,361
Total Structure Area1,846 sq ft
Acres0.01 acres
Year Built2014
TypeResidential
Sub-TypeCondominium
StyleVilla
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontNo
55+ CommunityYes
Direction FacesWest

School Information

Community Information

Address11804 Surfbird Circle, Jacksonville, FL 32256
Area027-Intracoastal West-South Of Jt Butler Blvd
SubdivisionSweetwater By Del Webb
CityJacksonville
CountyDuval
StateFL
Zip Code32256
Lot Size435.6 sq ft
Parcel Number1677570732
ZoningCondominium

Amenities

AmenitiesPool, Other, Barbecue, Clubhouse, Fitness Center, Gated, Jogging Path, Maintenance Grounds, Maintenance Structure, Management - Full Time, Management- On Site, Park, Pickleball, Tennis Court(s), Trash
Community FeaturesSidewalks, Street Lights, Gated, Curbs
UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, Entrance Foyer, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Dryer, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
# of Stories1
LevelsOne
LaundryElectric Dryer Hookup, In Unit, Washer Hookup
SecurityFire Sprinkler System, Security Gate

Exterior

Lot DescriptionSprinklers In Front
Patio / PorchCovered, Rear Porch, Screened
RoofShingle
ConstructionBlock, Stucco
Road FrontagePrivate Road

Additional Information

Date ListedMarch 19, 2026
Days on Market61
HOA Fees$275 / Monthly
HOA FrequencyMonthly
HOA NameSweetwater by Del Webb
HOA Fee IncludesInsurance, Maintenance Grounds, Maintenance Structure, Pest Control, Trash, Water
Listing TermsCash, Conventional
55+ CommunityYes
New ConstructionNo

Listing Courtesy of: PONTE VEDRA CLUB REALTY, INC.

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Sweetwater

Sweetwater is a neighborhood in Jacksonville, FL (Duval County), ZIP 32256.

View all Sweetwater homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 16, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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