This home is in Amelia National, Fernandina Beach — a golf community home on Amelia Island.
Pending·211 days on market·Amelia National
95494 Golden Glow Drive
Fernandina Beach, FL 32034
28 more homes for sale in Amelia National →Search Amelia National on the map
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About this home
Amelia National
Riverside Homes popular Tomoka plan in Amelia National Golf & Country Club on a beautiful water homesite with a Fall completion date. This home has 4 bedrooms and 4 baths, study and dining rooms, 12' ceilings, 8' doors, and 3 car garage. Some of the structural options include huge 16' slider flooding the Family Room with light. The Chef's Kitchen is prewired for double pendants and under cabinet lighting. The Owner's Suite has a sitting room, spa bath with free standing tub and super shower with double shower heads. The finishing touches of crown molding and tray ceilings are a perfect designer addition. Riverside Homes include gas appliances, tankless water heater, paver driveway and lead walk, structured wiring and surround sound. The floor plan brochure in documents. **Photos of similar home** Design selections in photos.
Next steps in Amelia National
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone F
Zone F evacuates after zones A, B, C, D, E in an approaching storm.
Roof: Shingle — year not disclosed (home built 2026)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
Last sold: $3,250,000 in August 2023(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $135,000 | $135,000 | — |
| 2024 | $165,000 | $165,000 | — |
| 2023 | $13,527 | $13,527 | — |
2025 property taxes (current owner): $4,015/yr
Estimated taxes if purchased at asking price: ~$12,400/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 1, 2026Pending$749,900
- Mar 17, 2026Listed$749,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $306/sq ft; this home is listed at $284/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 95214 Golden Glow Drive, Fernandina Beach, FL 32034Listed by JASON MITCHELL REAL ESTATE FLORIDA, LLC. | Sep 2026 | $640,000 | $256 | 4/3 | 2,496 | 450 | 0.1 |
| 95404 Golden Glow Drive, Fernandina Beach, FL 32034Listed by ICI SELECT REALTY, INC. | Aug 2026 | $989,160 | $306 | 4/3.5 | 3,234 | 0 | 0.1 |
| 95136 Golden Glow Drive, Fernandina Beach, FL 32034Listed by BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMS | Aug 2026 | $840,000 | $325 | 3/2.5 | 2,584 | 46 | 0.2 |
| 95308 Bentgrass Court, Fernandina Beach, FL 32034Listed by ICI SELECT REALTY, INC. | Aug 2026 | $1,062,491 | $344 | 4/3 | 3,086 | 48 | 0.2 |
| 96014 Inlet Cove Court, Fernandina Beach, FL 32034Listed by WATSON REALTY CORP | Sep 2026 | $432,700 | $221 | 3/2 | 1,954 | 447 | 0.6 |
| 96816 Arrigo Boulevard, Fernandina Beach, FL 31522Listed by MARSH LIFE REALTY, LLC | Aug 2026 | $400,000 | $192 | 3/2 | 2,088 | 2 | 0.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: RICK WOOD & ASSOCIATES INC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Amelia National
Amelia National is a neighborhood in Amelia Island, FL (Nassau County), ZIP 32034.
View all Amelia National homes for sale →Keep looking
More homes in Amelia National
For Sale95268 Golden Glow DriveFernandina Beach, FL 32034
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For Sale95260 Golden Glow DriveFernandina Beach, FL 32034
4 bd · 3 ba · 3,085 sq ft
$744,900Est. $3,965/moRiverside Homes popular Amelia II plan in Amelia National Golf & Country Club on a beautiful preserve homesite with a…
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Pending95321 Golden Glow DriveFernandina Beach, FL 32034
3 bd · 3 ba · 2,565 sq ft
$757,375Est. $4,031/moThe Costa Mesa offers 2,500+ sq ft of open-concept living with 3 bedrooms, 3 baths, and a deluxe kitchen with large…
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For Sale95072 Golden Glow DriveFernandina Beach, FL 32034
4 bd · 3 ba · 2,402 sq ft
$779,900Est. $4,151/moCDD BOND HAS BEEN PAID OFF - Don't miss this exceptional value in the gated golf course community of Amelia National.…
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Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines