This home is in Beachwalk, St. Johns.

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Pending

Pending·110 days on market·Beachwalk

306 Tortola Way

St. Johns, FL 32259

$999,000$316/sqftEst. $5,094/moMLS# 2135274

Beds

Baths

3,161

Sq Ft

2022

Built

Garage

Yes

Pool

About this home

Beachwalk

The lifestyle of luxury blends with modern comforts here at your new home in Beachwalk. Life in Beachwalk feels like living at a private resort, where every day feels like a vacation. Residents enjoy a 14-acre crystal lagoon, swim-up bar, waterslides, multiple dining options, a 12,000 SF clubhouse, fitness center with daily classes, tennis courts, putting course, childcare, pup splash park, and golf cart-friendly streets near top-rated St. Johns County schools. Experience living in the coveted gated section of Seaside Estates. This home blends luxury and functionality with 12-ft ceilings, 4 bedrooms, 3 baths, and 3 flexible spaces ideal for offices, a gym, or multi-generational living. Expansive sliders open to a private outdoor retreat with a heated saltwater pool, oversized spa, leathered Akoya marble pavers, and custom fireplace. Designer finishes, built-ins, a butler's pantry, oversized guest suite, reverse-osmosis water system, and a 3-car epoxy-floor garage complete the home.

Cost to own

Mortgage calculator

Home Price

$999,000

Down Payment: 20%

$199,800

Interest Rate: 6.58%

Loan Term

Monthly Payment

$5,094

Principal & Interest: $5,094

Property taxes (est.): $1,329

Insurance (est.): $666

Estimated Total Monthly

$7,089

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$5,094

Property taxesest. at asking price, St. Johns County$1,329

HOAbilled quarterly$236

Estimated total, before insurance$6,659/mo

Seller’s 2024 tax billper the MLS — includes any CDD / assessments$12,648/yr · $1,054/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

Last sold: $800,000 in March 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$734,237	$606,322	—
2024	$638,527	$588,527	—
2023	$620,139	$537,941	—
2022	$140,000	$140,000	—
2021	$115,000	$115,000	—
2020	$28,500	$28,500	—

2024 property taxes (current owner): $12,648/yr

Estimated taxes if purchased at asking price: ~$16,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,734 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Features

Price$999,000

Price / Sq Ft$316

Bedrooms4

Bathrooms3.00

Full Baths3

Square Footage3,161

Year Built2022

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch

Property ConditionUpdated/Remodeled

StatusPending

# of Garages3

Has PoolYes

Pool FeaturesIn Ground, Gas Heat, Salt Water, Waterfall

Is WaterfrontNo

Gated CommunityYes

School Information

ElementaryLakeside Academy

MiddleLakeside Academy

HighBeachside

Community Information

Address306 Tortola Way, St. Johns, FL 32259

Area301-Julington Creek/Switzerland

SubdivisionBeachwalk

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Parcel Number0237150480

Amenities

AmenitiesPool, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Gated, Management - Full Time, Park, Pickleball, Playground, Tennis Court(s)

UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Available, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAdditional Parking, Garage, Garage Door Opener

ViewProtected Preserve

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Butler Pantry, Ceiling Fan(s), Entrance Foyer, His and Hers Closets, In-Law Floorplan, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Tub with Shower, Primary Downstairs, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Gas Oven, Gas Range, Gas Water Heater, Microwave, Refrigerator, Water Softener Owned

HeatingCentral

CoolingCentral Air

FlooringCarpet, Marble, Tile

FireplaceYes

# of Fireplaces1

Fireplace FeaturesElectric

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Gas Dryer Hookup, Lower Level, Washer Hookup

Security24 Hour Security, Security Gate, Security System Owned

Spa FeaturesIn Ground, Heated, Private