This home is in Pablo Creek Reserve, Jacksonville — a waterfront home in Jacksonville.
Sold·Closed Jun 15, 2026·63 days on market·Recent sales in Pablo Creek Reserve·Pablo Creek Reserve
5275 Bentpine Cove Road
Jacksonville, FL 32224
5 more homes for sale in Pablo Creek Reserve →Search Pablo Creek Reserve on the map
About this home
Pablo Creek Reserve
Grace and warmth radiate in the Modern Spanish architecture of this 5 bedroom, 6 1/2 bath estate. Reminiscent of Villas along the Med, the symmetrical facade features stucco walls, barrel roof tiles, and a Moorish wall fountain in the gated entry courtyard. An ornate arched doorway of wrought iron and distressed oak flooring welcomes guests to a distinctive two-story foyer. Key elements of this timeless style include exposed wooden beams, neutral color palettes and natural materials creating a relaxed, welcome ambiance. The expansive kitchen brings together a curated collection of Dacor Graphite appliances with Wi-Fi technology, 60'' fridge/freezer, elegant quartz counters & a decorative hood vent to elevate the cooking experience. An open great room, plus adjacent causal nook, butlers' pantry and walk-in-dry pantry round out the hub of the home. Wow factor is everywhere from the dedicated media room with private balcony & gorgeous lake vistas, to the 6 car collectors' garage
Next steps in Pablo Creek Reserve
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Flood zone not yet determined
Check the exact parcel at msc.fema.gov or ask Krista to pull it.
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Evacuation zone not yet determined
Check floridadisaster.org/knowyourzone.
Roof: Concrete, Tile — year not disclosed (home built 2018)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,785 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeThis Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Sun & Light
East-facing backyard — the morning-light lot
The listing reports the home facing west, which puts the backyard and pool on the east side. Today at this address: sunrise 7:25 AM, sunset 7:00 PM.
- A pool back here warms with the morning and sits in shade by late afternoon: cooler water than a west lot, and evening swims without the glare.
- The rear takes the sunrise and the gentle morning sun, then goes shaded through the afternoon — the classic comfortable-summer-evening lanai in Florida.
- The front of the home carries the hot western afternoon instead of your living space.
Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $2,811,557 | $1,737,405 | ▲ $71,504 |
| 2024 | $2,535,164 | $1,687,733 | ▼ $2,813 |
| 2023 | $2,555,694 | $1,637,120 | — |
| 2022 | $2,186,801 | $1,587,981 | ▲ $25,000 |
| 2021 | $1,720,031 | $1,540,273 | — |
| 2020 | $1,568,317 | $1,518,317 | — |
Estimated taxes if purchased at asking price: ~$81,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $648/sq ft; this home is listed at $672/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 5305 Bentpine Cove Road, Jacksonville, FL 32224Listed by ROOT REALTY LLC | Aug 2026 | $3,127,500 | $648 | 4/5 | 4,823 | 4 | 0.1 |
| 14061 Magnolia Cove Road, Jacksonville, FL 32224Listed by ENGEL & VOLKERS FIRST COAST | Sep 2026 | $2,900,000 | $617 | 5/5 | 4,697 | 49 | 0.2 |
| 5307 Hidden Hollow Court, Jacksonville, FL 32224Listed by PONTE VEDRA CLUB REALTY, INC. | Jun 2026 | $4,500,000 | $786 | 4/5 | 5,723 | 2 | 0.2 |
| 5329 Bentpine Cove Road, Jacksonville, FL 32224Listed by RE/MAX SPECIALISTS PV | Jul 2026 | $4,650,000 | $640 | 5/5.5 | 7,268 | 43 | 0.3 |
| 5321 Hala Court, Jacksonville, FL 32224Listed by PONTE VEDRA CLUB REALTY, INC. | Sep 2026 | $4,600,000 | $736 | 4/5 | 6,252 | 28 | 0.4 |
| 5300 Chandler Bend Drive, Jacksonville, FL 32224Listed by HOME PLACE REALTY | Sep 2026 | $3,150,000 | $629 | 5/6.5 | 5,006 | 12 | 0.6 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: RE/MAX SPECIALISTS PV
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Pablo Creek Reserve
Pablo Creek Reserve is a neighborhood in Jacksonville, FL (Duval County), ZIP 32224.
View all Pablo Creek Reserve homes for sale →Keep looking
More homes in Pablo Creek Reserve
Under Contract5329 Commissioners DriveJacksonville, FL 32224
4 bd · 5.5 ba · 6,524 sq ft
$4,400,000Est. $23,419/moPerfection behind the gates of highly sought after Pablo Creek Reserve. This French country estate sits perfectly on a…
Listing Office: engel & volkers first coast
For Sale5326 Hala CourtJacksonville, FL 32224
6 bd · 7 ba · 6,140 sq ft
$4,149,000Est. $22,083/moWelcome to 5326 Hala Court, a custom Elwood Collier estate set on nearly one acre in the gated community of Pablo Creek…
Listing Office: engel & volkers first coast
For Sale5317 Bentpine Cove RoadJacksonville, FL 32224
5 bd · 5.5 ba · 4,966 sq ft
$3,279,000Est. $17,452/moContemporary Italian Villa set on just over 3/4 acre in prestigious Pablo Creek Reserve. Timeless architecture with…
Listing Office: engel & volkers first coast
For Sale5209 Tallulah Lake CourtJacksonville, FL 32224
4 bd · 4.5 ba · 4,784 sq ft
$3,150,000Est. $16,766/moNestled within prestigious Pablo Creek Reserve, this exceptional custom residence pairs timeless architecture with…
Listing Office: ponte vedra club realty, inc.
Keep looking
Similar homes in Jacksonville
Explore the area
More in Pablo Creek Reserve
Pablo Creek Reserve guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jun 15, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines