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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Pablo Creek Reserve, Jacksonville — a waterfront home in Jacksonville.

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Sold·Closed Nov 26, 2025·191 days on market·Recent sales in Pablo Creek Reserve·Pablo Creek Reserve

14061 Magnolia Cove Road

Jacksonville, FL 32224

$2,725,000sold priceListed at $2,848,000 · 95.7% of asking$594/sqftMLS# 2079766
5
Beds
5
Baths
4,590
Sq Ft
2014
Built
3
Garage
Yes
Pool

5 more homes for sale in Pablo Creek Reserve →Search Pablo Creek Reserve on the map

HOA $512/mo14,810 sqft lotWaterfrontSingle Family Residence2 stories

About this home

Pablo Creek Reserve

Welcome to your private oasis in Pablo Creek Reserve, Jacksonville's premier gated community. This fully renovated home blends timeless elegance with modern comfort, featuring designer finishes, open living spaces, and a gourmet kitchen with top-tier appliances, custom cabinetry, and a spacious island. The owner's suite offers a spa-inspired bath and oversized walk-in closet, while additional bedrooms provide comfort and style for family and guests. Enjoy outdoor living with expansive entertaining areas, perfect for relaxing or hosting gatherings. Ideally located just minutes from top-rated schools, shopping, dining, and the sandy shores of Jacksonville Beach, this home offers the ultimate combination of sophistication, privacy, and convenience. Homes of this caliber in Pablo Creek Reserve are rare—don't miss your opportunity to make it yours.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$15,094
Property taxesest. at asking price, Duval County$4,450
HOAbilled quarterly$512
Estimated total, before insurance$20,055/mo
Seller’s 2024 tax billper the MLS — includes any CDD / assessments$33,603/yr · $2,800/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$2,725,000
$545,000
Loan Term
Monthly Payment
$15,094
Principal & Interest: $15,094
Property taxes (est.): $4,450
Insurance (est.): $1,817
Estimated Total Monthly
$21,360
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Metal — year not disclosed (home built 2014)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,758 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

North-facing backyard — the shade-and-soft-light lot

The listing reports the home facing south, which puts the backyard and pool on the north side. Today at this address: sunrise 7:28 AM, sunset 6:55 PM.

  • A pool back here gets the least direct sun: cooler water and less glare — a real preference split, so decide which camp you are in before you price it.
  • The rear stays out of direct sun for most of the day — the coolest lanai orientation in a Florida summer, and the softest, most even light all day.
  • Winter afternoons on the lanai run dim earlier than any other orientation.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$2,085,981$2,054,129▲ $51,463
2024$1,867,390$1,867,390▼ $2,212
2023$1,830,348$1,830,348—
2022$1,496,714$1,163,367—
2021$1,237,265$1,128,027—
2020$1,161,763$1,111,763—

2024 property taxes (current owner): $33,603/yr

Estimated taxes if purchased at asking price: ~$53,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Apr 4, 2025Listed$2,848,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $617/sq ft; this home is listed at $620/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
14061 Magnolia Cove Road, Jacksonville, FL 32224Listed by ENGEL & VOLKERS FIRST COASTSep 2026$2,900,000$6175/54,697490
14091 Magnolia Cove Road, Jacksonville, FL 32224Listed by REDFIN CORPORATIONAug 2026$1,950,000$4834/4.54,037460.1
5226 Commissioners Drive, Jacksonville, FL 32224Listed by DOUGLAS ELLIMAN FLORIDASep 2026$1,900,000$5703/3.53,333330.2
5178 Wilton Walk Drive, Jacksonville, FL 32224Listed by WATSON REALTY CORPAug 2026$1,860,000$5224/33,566960.2
5307 Hidden Hollow Court, Jacksonville, FL 32224Listed by PONTE VEDRA CLUB REALTY, INC.Jun 2026$4,500,000$7864/55,72320.2
5305 Bentpine Cove Road, Jacksonville, FL 32224Listed by ROOT REALTY LLCAug 2026$3,127,500$6484/54,82340.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$2,848,000
Price / Sq Ft$620
Bedrooms5
Bathrooms5.00
Full Baths5
Square Footage4,590
Total Structure Area6,648 sq ft
Acres0.34 acres
Year Built2014
TypeResidential
Sub-TypeSingle Family Residence
StyleContemporary, Cottage
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages3
Has PoolYes
Pool FeaturesElectric Heat, Gas Heat, Heated, Salt Water, Waterfall
Is WaterfrontYes
Direction FacesSouth

School Information

ElementaryAlimacani
MiddleKernan

Community Information

Address14061 Magnolia Cove Road, Jacksonville, FL 32224
Area027-Intracoastal West-South Of Jt Butler Blvd
SubdivisionPablo Creek Reserve
CityJacksonville
CountyDuval
StateFL
Zip Code32224
Lot Size14,810.4 sq ft
Lot Dimensions165*90
Parcel Number1677664040
ZoningResidential

Amenities

AmenitiesBarbecue, Gated, Jogging Path, Management - Full Time, Management - Off Site, Park, Playground, Security, Trash
Community FeaturesSidewalks, Gated
UtilitiesCable Connected, Electricity Connected, Natural Gas Not Available, Sewer Connected, Water Connected, Propane
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Attached, Electric Vehicle Charging Station(s), Garage, Off Street
ViewPond, Water
Waterfront TypeLake Front

Interior

Interior FeaturesBreakfast Bar, Built-in Features, Butler Pantry, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, In-Law Floorplan, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Smart Home, Smart Thermostat, Split Bedrooms, Vaulted Ceiling(s), Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Double Oven, Dryer, Electric Oven, Freezer, Gas Cooktop, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer, Water Softener Owned, Wine Cooler
HeatingCentral
CoolingCentral Air
FlooringCarpet, Marble, Stone, Tile, Wood
FireplaceYes
# of Fireplaces2
Fireplace FeaturesGas, Outside
# of Stories2
LevelsTwo
LaundryLower Level, Sink
Security24 Hour Security, Closed Circuit Camera(s), Gated with Guard, Security Lights, Security System Owned
Spa FeaturesIn Ground, Heated

Exterior

Patio / PorchAwning(s), Covered, Front Porch, Patio, Rear Porch
FencingFenced, Back Yard
RoofMetal
ConstructionBrick, Fiber Cement, Stucco
Road SurfaceAsphalt
Road FrontageCity Street, Private Road

Additional Information

Date ListedApril 4, 2025
Days on Market191
HOA Fees$1,536 / Quarterly
HOA FrequencyQuarterly
HOA NamePablo Creek Reserve Homeowners Association
HOA Fee IncludesMaintenance Grounds
Tax Amount$33,602.72
Tax Year2024
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: CHRISTIE'S INTERNATIONAL REAL ESTATE FIRST COAST

Sold by: INI REALTY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Pablo Creek Reserve

Pablo Creek Reserve is a neighborhood in Jacksonville, FL (Duval County), ZIP 32224.

View all Pablo Creek Reserve homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Nov 26, 2025. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

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