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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Haven At Rivertown, St. Johns — a gated community home in St. Johns County.

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Sold

Sold·Closed May 22, 2026·5 days on market·Recent sales in Haven At Rivertown·Haven At Rivertown

103 Riva Ridge Place

St. Johns, FL 32259

$710,000sold priceListed at $725,000 · 97.9% of asking$226/sqftMLS# 2134389
5
Beds
4.5
Baths
3,140
Sq Ft
2022
Built
3
Garage
No
Pool

2 more homes for sale in Haven At Rivertown →Search Haven At Rivertown on the map

HOA $4/mo7,841 sqft lotSingle Family Residence2 stories

About this home

Haven At Rivertown

Located on a private preserve lot in RiverTown, this 2022 Braden model offers the rare combination of generous square footage, thoughtful flexibility, and the comfort of living primarily as a single story. The main level is designed for everyday ease, with the primary suite, main living areas, ensuite bedroom, pocket office, flex room and core entertaining spaces all on the first floor, creating a layout that feels both spacious and highly functional. Upstairs, a separate loft, bedroom, and full bath provide an exceptional guest suite option, ideal for extended family, visiting guests, or anyone who would appreciate a more private retreat within the home. Inside, the home blends warmth and style with wood look tile flooring throughout the main living spaces, recessed lighting, and a beautifully finished kitchen with white shaker cabinetry, white quartz countertops, a soft gray subway tile backsplash, stainless appliances, and a gas range. The primary suite is a true retreat with dual

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,933
Property taxesest. at asking price, St. Johns County$945
HOAbilled annually$4
Estimated total, before insurance$4,882/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$710,000
$142,000
Loan Term
Monthly Payment
$3,933
Principal & Interest: $3,933
Property taxes (est.): $945
Insurance (est.): $473
Estimated Total Monthly
$5,351
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,738 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Mar 18, 2026Listed$725,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $232/sq ft; this home is listed at $231/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
52 Waterfront Drive, St. Johns, FL 32259Listed by MOMENTUM REALTYSep 2026$505,000$2133/22,370550.4
25 Perdido Street, St. Johns, FL 32259Listed by RE/MAX SPECIALISTSOct 2026$599,000$2424/3.52,47130.6
117 Beaufort Court, St. Johns, FL 32259Listed by NON MLS (realMLS)Sep 2026$735,532$2325/3.53,16900.6
229 Chandler Drive, St. Johns, FL 32259Listed by ROUND TABLE REALTYAug 2026$525,000$2074/3.52,5331020.6
175 Wild Sage Drive, St. Johns, FL 32259Listed by RE/MAX SPECIALISTSAug 2026$1,046,000$3205/43,271230.6
139 Saddlebunch Court, St. Johns, FL 32259Listed by MATTAMY REAL ESTATE SERVICESSep 2026$650,000$2144/2.53,036200.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$725,000
Price / Sq Ft$231
Bedrooms5
Bathrooms4.50
Full Baths4
Half Baths1
Square Footage3,140
Acres0.18 acres
Year Built2022
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages3
Has PoolNo
Is WaterfrontNo
Gated CommunityYes

School Information

Community Information

Address103 Riva Ridge Place, St. Johns, FL 32259
Area302-Orangedale Area
SubdivisionHaven At Rivertown
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size7,840.8 sq ft
Parcel Number0007180070

Amenities

AmenitiesPool, Other, Basketball Court, Children's Pool, Clubhouse, Dog Park, Fitness Center, Jogging Path, Park, Playground, Tennis Court(s)
Community FeaturesSidewalks, Street Lights, Gated, Curbs
UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener
ViewTrees/Woods

Interior

Interior FeaturesGuest Suite, His and Hers Closets, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Gas Range, Gas Water Heater, Microwave, Tankless Water Heater
HeatingCentral, Electric, Heat Pump
CoolingCentral Air, Electric
FlooringCarpet, Tile
# of Stories2
LaundryElectric Dryer Hookup, Gas Dryer Hookup, In Unit, Washer Hookup
SecuritySmoke Detector(s)

Exterior

Lot DescriptionCul-De-Sac, Sprinklers In Front, Sprinklers In Rear
Patio / PorchCovered, Front Porch, Patio
FencingBack Yard, Vinyl
RoofShingle
Road SurfacePaved
Road FrontageCity Street

Additional Information

Date ListedMarch 18, 2026
Days on Market5
HOA Fees$53 / Annually
HOA FrequencyAnnually
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: EXP REALTY LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Haven At Rivertown

Haven At Rivertown is a neighborhood in RiverTown, FL (St. Johns County), ZIP 32259.

View all Haven At Rivertown homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 22, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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