Work directly with Krista on any home here · Broker Associate · 20+ years · 500+ closings · Christie's International Real Estate First Coast

This home is in St. Johns — a home near Bartram Trail High School.

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Active

Active·46 days on market

310 Meadow Creek Drive

St. Johns, FL 32259

$590,000$233/sqftEst. $3,049/moMLS# 2157039

Beds

Baths

2,533

Sq Ft

2022

Built

Garage

Pool

About this home

St. Johns

SELLER INCENTIVE: Seller to provide a 1-yr home warranty plus a 1% credit toward buyer's closing costs & prepaids! Upgraded, move-in ready Rivertown home with a single-story, three-way split floor plan. The kitchen features white shaker cabinetry, quartz countertops, designer backsplash, under-cabinet lighting, stainless appliances with induction range, walk-in pantry and hanging pot rack. Wood-look floors flow through the main living areas. The primary suite offers dual walk-in closets, soaking tub, separate shower and dual quartz vanities. A private front ensuite is ideal for guests or multigenerational living, while two additional bedrooms and a flex room add versatility. Enjoy the screened lanai with peaceful preserve views. Additional highlights include a remodeled laundry room, Rinnai tankless water heater, water softener, Rachio irrigation, gutters and a 3-car epoxy garage with golf cart outlet. Enjoy Rivertown's resort-style amenities and St. Johns County schools!

Cost to own

Mortgage calculator

Home Price

$590,000

Down Payment: 20%

$118,000

Interest Rate: 6.71%

Loan Term

Monthly Payment

$3,049

Principal & Interest: $3,049

Property taxes (est.): $785

Insurance (est.): $393

Estimated Total Monthly

$4,227

*30-year loan at 6.71% APR (avg 30-yr rate 2026-09-03, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.71% · 30yr$3,049

Property taxesest. at asking price, St. Johns County$785

HOAbilled annually$4

Estimated total, before insurance$3,838/mo

Seller’s 2025 tax billper the MLS — includes any CDD / assessments$9,804/yr · $817/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $9,804/yr

Estimated taxes if purchased at asking price: ~$9,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Hurricane evacuation zone F

Zone F evacuates after zones A, B, C, D, E in an approaching storm.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

Aug 17, 2026Price change$590,000−$10,000
Jul 25, 2026Listed$600,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$590,000

Price / Sq Ft$233

Bedrooms4

Bathrooms3.50

Full Baths3

Half Baths1

Square Footage2,533

Acres0.15 acres

Year Built2022

TypeResidential

Sub-TypeSingle Family Residence

StyleRanch

StatusActive

# of Garages3

Has PoolNo

Is WaterfrontNo

School Information

ElementaryHallowes Cove Academy

MiddleHallowes Cove Academy

HighBartram Trail

Community Information

Address310 Meadow Creek Drive, St. Johns, FL 32259

Area302-Orangedale Area

SubdivisionRivertown

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Lot Size6,534 sq ft

Parcel Number0007181220

ZoningResidential

Amenities

AmenitiesPool, Other, Basketball Court, Clubhouse, Fitness Center, Jogging Path, Park, Pickleball, Playground, Tennis Court(s)

UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

ViewProtected Preserve

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Guest Suite, His and Hers Closets, In-Law Floorplan, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Electric Range, Gas Water Heater, Induction Cooktop, Microwave, Refrigerator, Tankless Water Heater, Water Softener Owned

HeatingCentral

CoolingCentral Air

FlooringCarpet

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, Gas Dryer Hookup, Washer Hookup