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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Ocean 14, Jacksonville Beach — a home near Duncan U. Fletcher High School.

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Sold

Sold·Closed Jun 11, 2026·58 days on market·Recent sales in Ocean 14·Ocean 14

1301 1st Street S 101

Jacksonville Beach, FL 32250

$1,075,000sold priceListed at $1,150,000 · 93.5% of asking$686/sqftMLS# 2134348
3
Beds
2
Baths
1,566
Sq Ft
1976
Built
—
Garage
No
Pool

4 more homes for sale in Ocean 14 →Search Ocean 14 on the map

HOA $1546/moWaterfrontCondominium1 story

About this home

Ocean 14

Rare ground-floor oceanfront opportunity in the prestigious Ocean 14 community in Jacksonville Beach. Step outside to your own lush green space, perfect for outdoor enjoyment and pets, with immediate access to the pool and the pristine sands of the Atlantic Ocean just steps away. This ground-level unit feels more like a home than an apartment, with no elevators, no stairs, and easy access to both the beach and pool offering effortless coastal living. Framed by natural sand dunes that enhance privacy, the residence boasts 54 linear feet of stunning ocean views. Carefully curated finishes and refined upgrades including coffered ceilings, recessed lighting, a custom-designed stone fireplace, and Sonos surround sound create an elegant coastal aesthetic. Ideally located within walking or biking distance to dining, shopping, and entertainment, this home delivers beachfront living with exceptional convenience. The ultimate coastal lifestyle awaits in this serene, ground-floor retreat.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$5,954
Property taxesest. at asking price, Duval County$1,755
HOAbilled monthly$1,546
Estimated total, before insurance$9,256/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$12,926/yr · $1,077/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,075,000
$215,000
Loan Term
Monthly Payment
$5,954
Principal & Interest: $5,954
Property taxes (est.): $1,755
Insurance (est.): $717
Estimated Total Monthly
$8,426
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:25 AM, sunset 6:59 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

Last sold: $899,000 in July 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$889,621$691,925—
2024$917,250$671,718—
2023$778,850$778,850—
2022$634,000$564,300—
2021$513,000$513,000—
2020$513,000$485,100—

2025 property taxes (current owner): $12,926/yr

Estimated taxes if purchased at asking price: ~$21,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $467/sq ft; this home is listed at $734/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1301 1st Street 802, Jacksonville Beach, FL 32250Listed by BETTER HOMES & GARDENS REAL ESTATE LIFESTYLES REALTYSep 2026$450,000$3652/21,2321440
1524 1st Street S, Jacksonville Beach, FL 32250Listed by COLDWELL BANKER VANGUARD REALTYSep 2026$650,000$3953/31,644990.2
1551 1st Street 103, Jacksonville Beach, FL 32250Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSSep 2026$675,000$4673/21,446860.2
1601 Ocean Drive 402, Jacksonville Beach, FL 32250Listed by 904 FINE HOMESAug 2026$680,000$5343/21,274460.2
1601 Ocean Drive S 807, Jacksonville Beach, FL 32250Listed by WATSON REALTY CORPJul 2026$725,000$6532/21,110700.2
1867 S 2nd Street S, Jacksonville Beach, FL 32250Listed by WATSON REALTY CORPSep 2026$660,000$4373/2.51,512160.3

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,150,000
Price / Sq Ft$734
Bedrooms3
Bathrooms2.00
Full Baths2
Square Footage1,566
Year Built1976
TypeResidential
Sub-TypeCondominium
Property ConditionUpdated/Remodeled
StatusClosed
Has PoolNo
Is WaterfrontYes
Direction FacesEast

School Information

Community Information

Address1301 1st Street S 101, Jacksonville Beach, FL 32250
Area212-Jacksonville Beach-SE
SubdivisionOcean 14
CityJacksonville Beach
CountyDuval
StateFL
Zip Code32250
Parcel Number1762460104
ZoningCondominium

Amenities

AmenitiesBeach Access, Clubhouse, Elevator(s), Fitness Center, Maintenance Grounds, Management - Full Time, Management- On Site, Trash
UtilitiesCable Available
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Parking Lot
ViewOcean
Waterfront TypeOcean Front

Interior

Interior FeaturesCeiling Fan(s)
AppliancesDishwasher, Disposal, Electric Oven, Electric Water Heater, Microwave, Refrigerator, Washer/Dryer Stacked, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringTile
FireplaceYes
# of Fireplaces1
Fireplace FeaturesElectric
# of Stories1
LaundryIn Unit

Exterior

Patio / PorchCovered, Patio

Additional Information

Date ListedMarch 11, 2026
Days on Market58
HOA Fees$1,546 / Monthly
HOA FrequencyMonthly
Tax Amount$12,925.85
Tax Year2025
Listing TermsCash, Conventional
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: FLORIDA HOMES REALTY & MTG LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Ocean 14

Ocean 14 is a neighborhood in Jacksonville Beach, FL (Duval County), ZIP 32250.

View all Ocean 14 homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 11, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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