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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Julington Lakes, St. Johns — a home near Creekside High School.

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Sold

Sold·Closed Jun 1, 2026·29 days on market·Recent sales in Julington Lakes·Julington Lakes

184 Pine Haven Drive

St. Johns, FL 32259

$1,015,000sold priceListed at $1,015,000 · 100% of asking$316/sqftMLS# 2133813
4
Beds
3.5
Baths
3,207
Sq Ft
2020
Built
2
Garage
Yes
Pool

15 more homes for sale in Julington Lakes →Search Julington Lakes on the map

HOA $193/mo8,276 sqft lotWaterfrontSingle Family Residence2 stories

About this home

Julington Lakes

*For a short-time only- Seller offering up to $20,000 toward a 2-1 rate buy down or closing costs, creating a major opportunity to reduce monthly payments or cash at closing! . **All offers requested by April 6.** Skip the wait and step into a fully upgraded home in Julington Lakes. This 4BR + office + loft, 3,200+ sq ft home offers a spacious layout with the owner's suite on the main level and modern finishes throughout. Enjoy your private backyard oasis on a private lake with a custom pool, extended covered lanai with retractable screens, and peaceful preserve and water views. With over $100K invested in the pool alone, this home delivers the upgrades buyers want--without the cost or delay of new construction. Located in a resort-style community with top-tier amenities- community pool, fitness center, tennis courts, basketball courts, clubhouse, dock, playgrounds, etc Don't miss your chance to live in St John's County in a move-in ready home that truly has it all!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$5,622
Property taxesest. at asking price, St. Johns County$1,351
HOAbilled quarterly$193
Estimated total, before insurance$7,165/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$11,931/yr · $994/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,015,000
$203,000
Loan Term
Monthly Payment
$5,622
Principal & Interest: $5,622
Property taxes (est.): $1,351
Insurance (est.): $677
Estimated Total Monthly
$7,649
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2020)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,784 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

South-facing backyard — the year-round light lot

The listing reports the home facing north, which puts the backyard and pool on the south side. Today at this address: sunrise 7:26 AM, sunset 7:00 PM.

  • A pool back here takes sun most of the day, which means warmer water in the shoulder seasons and the most useful screened-lanai light for plants.
  • The rear gets sun through the day in every season — in winter, the low southern sun keeps the lanai and yard bright when north-facing yards go flat.
  • Summer afternoons are strong but not the direct western blast — shade sails or lanai screening handle it.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

Last sold: $865,000 in October 2023(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$861,076$861,076—
2024$730,853$730,853—
2023$663,810$357,459▲ $136,495
2022$528,467$345,591—
2021$449,025$334,069—
2020$103,000$55,000—

2025 property taxes (current owner): $11,931/yr

Estimated taxes if purchased at asking price: ~$16,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $239/sq ft; this home is listed at $316/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
152 Pine Haven Drive, St. Johns, FL 32259Listed by HOVER GIRL PROPERTIESSep 2026$680,000$2613/22,610720
27 Timber Stand Road, St. Johns, FL 32259Listed by MOMENTUM REALTYSep 2026$726,000$2215/43,28980.3
128 Lakeview Pass Way, St. Johns, FL 32259Listed by ROUND TABLE REALTYAug 2026$984,000$2674/3.53,683540.3
1925 Barham Court, St. Johns, FL 32259Listed by UNITED REAL ESTATE GALLERYSep 2026$609,925$2275/42,685540.5
275 Freshwater Drive, St. Johns, FL 32259Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$775,000$2394/33,2441020.6
3220 Chestnut Court, St. Johns, FL 32259Listed by WATSON REALTY CORPSep 2026$660,000$2135/3.53,103110.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,015,000
Price / Sq Ft$316
Bedrooms4
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage3,207
Acres0.19 acres
Year Built2020
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages2
Has PoolYes
Pool FeaturesIn Ground, Fenced
Is WaterfrontYes
Gated CommunityYes
Direction FacesNorth

School Information

Community Information

Address184 Pine Haven Drive, St. Johns, FL 32259
Area301-Julington Creek/Switzerland
SubdivisionJulington Lakes
CitySt. Johns
CountySt. Johns
StateFL
Zip Code32259
Lot Size8,276.4 sq ft
Parcel Number0096823860

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Fitness Center, Gated, Jogging Path, Playground
Community FeaturesSidewalks, Gated
UtilitiesCable Available, Natural Gas Available, Water Connected
SewerPublic Sewer
Water SourcePublic
Green / EnergyDoors, Windows
ParkingGarage
ViewPond, Pool, Protected Preserve
Waterfront TypePond

Interior

Interior FeaturesCeiling Fan(s), Eat-in Kitchen, Entrance Foyer, Kitchen Island, Open Floorplan, Primary Bathroom -Tub with Separate Shower, Primary Downstairs, Smart Thermostat, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Gas Cooktop, Ice Maker, Microwave, Refrigerator, Tankless Water Heater, Water Softener Owned
HeatingCentral
CoolingCentral Air
FlooringCarpet, Tile
FireplaceYes
# of Fireplaces2
Fireplace FeaturesGas, Outside, Wood Burning
# of Stories2
LevelsTwo
LaundryIn Unit, Lower Level
SecurityGated with Guard, Security Gate, Security System Owned, Smoke Detector(s)
Spa FeaturesIn Ground, Community

Exterior

Exterior FeaturesFire Pit
Patio / PorchCovered, Porch, Rear Porch, Screened
FencingFenced
RoofShingle
ConstructionFiber Cement, Frame
Road SurfaceAsphalt

Additional Information

Date ListedMarch 10, 2026
Days on Market29
HOA Fees$577.52 / Quarterly
HOA FrequencyQuarterly
Tax Amount$11,931
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: DOUGLAS ELLIMAN FLORIDA

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About Julington Lakes

Julington Lakes is a neighborhood in St. Johns County, FL (St. Johns County), ZIP 32259.

View all Julington Lakes homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 1, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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