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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine — a new construction home in St. Johns County.

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Sold

Sold·Closed Jun 4, 2026·47 days on market·Recent sales in St. Augustine

213 Twenty-First Street

St. Augustine, FL 32084

$1,865,000sold priceListed at $1,890,000 · 98.7% of asking$596/sqftMLS# 2133716
4
Beds
4.5
Baths
3,131
Sq Ft
2025
Built
1
Garage
Yes
Pool
No HOA10,019 sqft lotSingle Family Residence3 storiesNew construction

About this home

St. Augustine

Brand new 3-story pool home with Atlantic Ocean views! Experience sunrise and sea breeze from dual balconies in this 3,131 sq ft masterpiece featuring 4 bedrooms, 4.5 baths, elevator, and private saltwater pool on an oversized lot. This property is a rare find, perfect for high-end entertaining or a lucrative short-term rental with NO HOA and nightly rentals permitted. The ground floor offers a 2-car garage, bedroom, and full bath. The second level boasts an expansive open living and kitchen area, a guest suite, and a covered ocean-view balcony. The top floor features an additional guest room plus a luxurious primary suite with its own private balcony. Outside, relax in the saltwater pool, spacious yard, and covered lanai. Built for ultimate peace of mind with Hardie board siding, impact-resistant windows, and a 2-10 builder's warranty, this residence blends coastal luxury with modern durability just steps from the sand. Secure your piece of the Florida coast today!

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$10,330
Property taxesest. at asking price, St. Johns County$2,482
Estimated total, before insurance$12,812/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$1,865,000
$373,000
Loan Term
Monthly Payment
$10,330
Principal & Interest: $10,330
Property taxes (est.): $2,482
Insurance (est.): $1,243
Estimated Total Monthly
$14,055
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,718 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

Last sold: $550,000 in July 2022(county public record, not MLS data)

YearMarket valueTaxable valueChange
2025$290,000$290,000—
2024$290,000$290,000—
2023$290,000$290,000—
2022$257,600$181,500—
2021$165,000$165,000—
2020$165,000$165,000—

Estimated taxes if purchased at asking price: ~$29,800/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $323/sq ft; this home is listed at $604/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
502 Twenty-First Street, St. Augustine, FL 32084Listed by COMPASS FLORIDA LLCJun 2026$820,000$3235/3.52,542310.2
107 Hammock Circle, St. Augustine, FL 32084Listed by EXP REALTY LLCJun 2026$585,000$2493/22,3492080.4
4000 Palm Street, St. Augustine, FL 32084Listed by FLUID REALTY, LLC.Jun 2025$1,050,000$4453/2.52,360750.4
408 Third Street, St. Augustine, FL 32084Listed by BEACHSIDE BROKERS REALTY, INCJun 2026$800,000$2395/33,3504631
304 Coconut Grove Court, St. Augustine, FL 32084Listed by COLDWELL BANKER PREMIER PROPERTIESMar 2026$687,200$2754/32,49581.3
491 Pantano Drive, St. Augustine, FL 32095Listed by PERRY HOMESSep 2026$1,099,900$3483/2.53,1641491.4

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$1,890,000
Price / Sq Ft$604
Bedrooms4
Bathrooms4.50
Full Baths4
Half Baths1
Square Footage3,131
Acres0.23 acres
Year Built2025
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages1
Has PoolYes
Pool FeaturesIn Ground, Salt Water
Is WaterfrontNo
New ConstructionYes

Community Information

Address213 Twenty-First Street, St. Augustine, FL 32084
Area266-Vilano Beach
SubdivisionNorth Beach
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32084
Lot Size10,018.8 sq ft
Lot Dimensions50' x 100'
Parcel Number1461600170

Amenities

UtilitiesCable Available, Electricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic
ParkingGarage
ViewBeach, Ocean

Interior

Interior FeaturesBreakfast Bar, Ceiling Fan(s), Elevator, Kitchen Island, Pantry, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
AppliancesDishwasher, Disposal, Electric Cooktop, Electric Oven, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringVinyl
# of Stories3
LevelsThree Or More

Exterior

Exterior FeaturesBalcony, Impact Windows, Outdoor Shower
Patio / PorchCovered, Rear Porch
FencingBack Yard
RoofShingle
ConstructionFiber Cement

Additional Information

Date ListedMarch 7, 2026
Days on Market47
Listing TermsCash, Conventional, Other
55+ CommunityNo
New ConstructionYes

Listing Courtesy of: LINWARD REALTY, LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Jun 4, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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