This home is in St. Augustine — a waterfront home in St. Johns County.
Sold·Closed Jun 8, 2026·208 days on market·Recent sales in St. Augustine
107 Hammock Circle
St. Augustine, FL 32084
About this home
St. Augustine
Meticulously renovated waterfront home on a quiet cul-de-sac in the securely gated neighborhood of Villages of Vilano. This move-in-ready 3BR/2BA home offers a fully updated interior, including a 2024 custom kitchen with GE Café appliances, LVP flooring (2022), and fresh paint throughout. Major systems have all been replaced: new roof, hurricane-impact windows, HVAC, hot water heater, skylights, and toilets — all brand new in 2024. No carpet to be found here! Private paver courtyard and new fencing add outdoor charm. Enjoy peaceful lake views from one of two enclosed sunrooms. Third bedroom is being used as the second sunroom. HOA covers lawn care, irrigation (including water), and trash pickup. Amenities include indoor/outdoor pools, private beach walkover, tennis, fitness, RV/boat storage, and marina access. Just minutes to Vilano Beach and downtown St. Augustine. Life is a breeze at Villages of Vilano. Truly low-maintenance, luxury coastal living.
Next steps in St. Augustine
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Cost to own
Taxes & assessment
Last sold: $550,000 in August 2022(county public record, not MLS data)
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $474,211 | $423,489 | — |
| 2024 | $482,514 | $418,171 | — |
| 2023 | $454,535 | $404,535 | — |
| 2022 | $456,908 | $456,908 | — |
| 2021 | $315,474 | $315,474 | — |
| 2020 | $277,536 | $139,697 | — |
2024 property taxes (current owner): $5,655/yr
Estimated taxes if purchased at asking price: ~$9,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $376/sq ft; this home is listed at $255/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 349 Village Drive, St. Augustine, FL 32084Listed by RE/MAX UNLIMITED | Jun 2026 | $420,000 | $248 | 3/2 | 1,693 | 36 | 0.2 |
| 360 Village Drive, St. Augustine, FL 32084Listed by RE/MAX UNLIMITED | Jun 2026 | $739,000 | $352 | 3/2 | 2,097 | 148 | 0.2 |
| 301 Twenty-Second Street, St. Augustine, FL 32084Listed by DEKAY COASTAL PROPERTIES | Aug 2026 | $685,000 | $317 | 3/2 | 2,158 | 84 | 0.3 |
| 511 Twenty-First Street, St. Augustine, FL 32084Listed by NEXTHOME NEW BEGINNINGS | Jun 2026 | $820,000 | $376 | 3/2.5 | 2,183 | 9 | 0.3 |
| 609 Twenty Second Street, St. Augustine, FL 32084Listed by LINWARD REALTY, LLC | May 2026 | $1,100,000 | $611 | 4/3.5 | 1,800 | 12 | 0.3 |
| 225 Twentieth Street, St. Augustine, FL 32084Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY | Oct 2026 | $862,500 | $453 | 4/2 | 1,903 | 87 | 0.4 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: EXP REALTY LLC
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor

Krista Fracke
Broker Associate
This home sold on Jun 8, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
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