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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine — a home near St. Augustine High School.

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Sold·Closed Mar 31, 2026·17 days on market·Recent sales in St. Augustine

1304 Windjammer Lane

St. Augustine, FL 32084

$650,000sold priceListed at $650,000 · 100% of asking$237/sqftMLS# 2124245
3
Beds
3.5
Baths
2,740
Sq Ft
2002
Built
1
Garage
No
Pool
HOA $275/mo1,742 sqft lotSingle Family Residence3 stories

About this home

St. Augustine

PRICED TO SELL - Must see this luxury lock and go townhome! Kitchen RENOVATED with high end appliances. All NEW wood floors on 2nd & 3rd levels. Breathtaking views from all 3 floors with balconies and patio. Enjoy the peaceful Florida lifestyle in this coastal 3BR/Flex/4BA townhouse with morning sunrise and evening sunsets looking over the Intracoastal waterway with water and marsh views. An ELEVATOR makes easy living on any level. Main living space on second level. First floor guest room with ensuite bathroom. The Flex/Media room on second floor with built in cabinets can be converted to a 4th bedroom. There are W/D hookups located on first & third floor. Walk to ocean for morning sunrise. Deeded access to the beach thru coded gate or Public beach access on 3rd street. Perfect location for those craving coastal living lifestyle with scenic nature outside from all three levels.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,600
Property taxesest. at asking price, St. Johns County$865
HOAbilled monthly$275
Estimated total, before insurance$4,740/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,264/yr · $355/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$650,000
$130,000
Loan Term
Monthly Payment
$3,600
Principal & Interest: $3,600
Property taxes (est.): $865
Insurance (est.): $433
Estimated Total Monthly
$4,899
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Tile — year not disclosed (home built 2002)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,815 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Around this address

Nearby, from public data

The closest public beach, park, water access and league fields from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:28 AM, sunset 6:53 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • Expect afternoon glare on rear glass, and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $4,264/yr

Estimated taxes if purchased at asking price: ~$10,400/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $365/sq ft; this home is listed at $237/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
408 Third Street, St. Augustine, FL 32084Listed by BEACHSIDE BROKERS REALTY, INCJun 2026$800,000$2395/33,3504630.2
601 Seagate Lane S, St. Augustine, FL 32084Listed by PALM VALLEY REALTY PLLCMay 2026$950,000$2865/4.53,318290.2
405 Fifth Street, Vilano Beach, FL 32084Listed by ONE SOTHEBY'S INTERNATIONAL REALTYAug 2026$730,000$3653/22,000110.3
507 Third Street, St. Augustine, FL 32084Listed by PONTE VEDRA CLUB REALTY, INC.Jun 2026$2,300,000$1,1253/22,0441450.3
3131 S Ponte Vedra Boulevard, Ponte Vedra Beach, FL 32082Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSAug 2026$1,700,000$5725/42,972791.1
502 Twenty-First Street, St. Augustine, FL 32084Listed by COMPASS FLORIDA LLCJun 2026$820,000$3235/3.52,542311.1

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$650,000
Price / Sq Ft$237
Bedrooms3
Bathrooms3.50
Full Baths3
Half Baths1
Square Footage2,740
Total Structure Area3,853 sq ft
Acres0.04 acres
Year Built2002
TypeResidential
Sub-TypeSingle Family Residence
StatusClosed
# of Garages1
Has PoolNo
Is WaterfrontNo
Direction FacesEast

School Information

Community Information

Address1304 Windjammer Lane, St. Augustine, FL 32084
Area266-Vilano Beach
SubdivisionMarshview At Pv Shor
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32084
Lot Size1,742.4 sq ft
Parcel Number1423300134
ZoningResidential

Amenities

AmenitiesMaintenance Grounds, Management - Off Site
UtilitiesCable Available, Cable Connected, Electricity Available, Electricity Connected, Natural Gas Not Available, Sewer Available, Sewer Connected, Water Available, Water Connected, Propane
SewerPublic Sewer
Water SourcePublic
ParkingAdditional Parking, Assigned, Garage, Garage Door Opener, Guest, Off Street, Shared Driveway
ViewIntracoastal, Protected Preserve, Water

Interior

Interior FeaturesBuilt-in Features, Ceiling Fan(s), Elevator, Entrance Foyer, Guest Suite, Pantry, Primary Bathroom -Tub with Separate Shower, Walk-In Closet(s)
AppliancesConvection Oven, Dishwasher, Disposal, Electric Oven, Electric Water Heater, ENERGY STAR Qualified Dishwasher, ENERGY STAR Qualified Refrigerator, ENERGY STAR Qualified Water Heater, Gas Cooktop, Plumbed For Ice Maker, Refrigerator, Water Softener Owned
HeatingCentral
CoolingCentral Air, Multi Units, Split System, Zoned
FlooringTile, Wood
# of Stories3
LevelsThree Or More
LaundryElectric Dryer Hookup, Washer Hookup
SecurityFire Alarm, Smoke Detector(s)

Exterior

Exterior FeaturesBalcony
Lot DescriptionCul-De-Sac
Patio / PorchCovered, Front Porch, Patio, Porch, Rear Porch, Screened
RoofTile
Road SurfaceAsphalt
Road FrontageCity Street

Additional Information

Date ListedJanuary 30, 2026
Days on Market17
HOA Fees$275 / Monthly
HOA FrequencyMonthly
HOA NameMarshView @ Ponte Vedra Shores West
HOA Fee IncludesMaintenance Grounds, Pest Control, Other
Tax Amount$4,263.5
Tax Year2025
Listing TermsCash, Conventional, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: THE LEGENDS OF REAL ESTATE

Sold by: NON MLS (realMLS) (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Mar 31, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines