This home is in St. Augustine — a home near St. Augustine High School.
Active·5 days on market
106 Red House Circle
St. Augustine, FL 32084
About this home
St. Augustine
Welcome to easy, low-maintenance living in beautiful St. Augustine! Built in 2022 and offering a like-new feel, this interior unit townhome is located near historic downtown St. Augustine, shopping, dining, and everything that makes Florida's coastal lifestyle so desirable. The floor plan features two true primary suites, each complete with its own en-suite bath and walk-in closet--perfect for roommates, guests, or multigenerational living. All appliances plus water softener stay, freshly cleaned carpets, and a well-maintained interior make this home truly move-in ready. Whether you're searching for a primary home, a second home, or an investment opportunity, this unit offers a great location and low-maintenance living. Don't miss it, schedule a tour today!
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $209,239 | $0 | — |
| 2024 | $193,285 | $138,285 | — |
| 2023 | $209,742 | $209,742 | — |
| 2022 | $41,440 | $41,440 | — |
Estimated taxes if purchased at asking price: ~$3,800/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 2022)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,798 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of September 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Sep 2, 2026Listed$235,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: KELLER WILLIAMS ST JOHNS
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
Keep looking
More homes in Whispering Creek
Active$239,000MLS# 2133691Est. $1,272/mo70 Whispering Brook Drive, St. Augustine, FL 320842 Beds2 Baths1,109 sqftFULLY FURNISHED & TURNKEY -- JUST BRING YOUR SUITCASE! Looking for an easy St. Augustine escape? 70 Whispering Brook…
ResidentialEXP REALTY LLC
Active$239,500MLS# 2141187Est. $1,275/mo20 Red House Circle, St. Augustine, FL 320843 Beds2 Baths1,337 sqftBACK ON MARKET!!! SELLER MOTIVATED!!! Buyer Financing Fell through, Inspection Contingency Completed with Report by…
ResidentialNEFLA NETWORK REALTY
Active$249,000MLS# 2146606Est. $1,325/mo132 Whispering Brook Drive, St. Augustine, FL 320842 Beds2 Baths1,109 sqftWelcome to 132 Whispering Brook Dr in St. Augustine, Florida - a like-new townhome built in 2022 that blends modern…
ResidentialBERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTY
Active$284,000MLS# 2160193Est. $1,512/mo212 Whispering Brook Drive, St. Augustine, FL 320843 Beds2 Baths1,337 sqftWelcome to easy living in the desirable Whispering Creek community! Built in 2023, this beautifully maintained 3…
ResidentialKELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE
Keep looking
Similar homes in St. Augustine
Explore the area
More in St. Augustine
St. Augustine guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.
Text Krista about this home20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines