This home is in Whispering Creek, St. Augustine — a home near St. Augustine High School.
Sold·Closed Aug 7, 2026·18 days on market·Recent sales in Whispering Creek·Whispering Creek
79 Red House Circle
St. Augustine, FL 32084
4 more homes for sale in Whispering Creek →Search Whispering Creek on the map
About this home
Whispering Creek
Location! Location!Location! This move-in ready, well maintained, like-new 2 bedroom, 2.5 bathroom townhome built in 2022 that blends modern comfort and convenient living. The kitchen flows seamlessly into the dining and living areas, creating an inviting atmosphere. All appliances, including washer and dryer will stay, making your move effortless from day one. It is right next to St. Augustine High School, about 2 miles to historic downtown St. Augustine. this home is also close to shopping, dining, and major highways for an easy commute. It is perfect for first time home, investment or second home.
Next steps in Whispering Creek
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
This bill runs well above the county-average estimate — usually the sign of a CDD or special assessment on this home. We confirm the exact line (and whether a bond was ever prepaid) before you offer.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone A
Zone A evacuates first in a storm — typically coastal and surge-prone areas.
Roof: Shingle — year not disclosed (home built 2022)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Solar potential: ~1,792 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $209,239 | $209,239 | — |
| 2024 | $193,285 | $193,285 | — |
| 2023 | $209,742 | $200,326 | — |
| 2022 | $41,440 | $41,440 | — |
2025 property taxes (current owner): $4,180/yr
Estimated taxes if purchased at asking price: ~$3,300/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Aug 10, 2026Closed$201,000
- Jul 14, 2026Pending$201,000
- Jul 10, 2026Price change$201,000−$17,000
- Jun 24, 2026Listed$218,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $200/sq ft; this home is listed at $181/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 520 Florida Club Boulevard 208, St. Augustine, FL 32084Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINE | Sep 2026 | $180,000 | $216 | 1/1 | 832 | 35 | 1 |
| 520 Florida Club Boulevard 108, St. Augustine, FL 32084Listed by COLDWELL BANKER VANGUARD REALTY | Aug 2026 | $177,000 | $213 | 1/1 | 832 | 103 | 1 |
| 344 Wooded Crossing Circle, St. Augustine, FL 32084Listed by COLDWELL BANKER ANABASIS REALTY | Jun 2026 | $265,000 | $200 | 3/2 | 1,326 | 72 | 1 |
| 510 Florida Club Boulevard 302, St. Augustine, FL 32084Listed by ST AUGUSTINE REALTY | Jun 2026 | $128,000 | $154 | 1/1 | 832 | 10 | 1 |
| 510 Florida Club Boulevard 304, St. Augustine, FL 32084Listed by ST AUGUSTINE REALTY | May 2026 | $185,000 | $184 | 2/1 | 1,004 | 118 | 1 |
| 625 Fairway Drive 201, St. Augustine, FL 32084Listed by ST AUGUSTINE REALTY | Apr 2026 | $149,500 | $149 | 2/1 | 1,004 | 272 | 1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: CENTURY 21 LIGHTHOUSE REALTY
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
The neighborhood
About Whispering Creek
Whispering Creek is a neighborhood in St. Augustine, FL (St. Johns County), ZIP 32084.
View all Whispering Creek homes for sale →Keep looking
More homes in Whispering Creek
For Sale106 Red House CircleSt. Augustine, FL 32084
2 bd · 2.5 ba · 1,109 sq ft
$235,000Est. $1,251/moWelcome to easy, low-maintenance living in beautiful St. Augustine! Built in 2022 and offering a like-new feel, this…
Listing Office: keller williams st johns
For Sale20 Red House CircleSt. Augustine, FL 32084
3 bd · 2.5 ba · 1,337 sq ft
$238,900Est. $1,272/moBACK ON MARKET!!! SELLER MOTIVATED!!! Buyer Financing Fell through, Beautiful St. Augustine Townhome with Smart…
Listing Office: nefla network realty
For Sale70 Whispering Brook DriveSt. Augustine, FL 32084
2 bd · 2.5 ba · 1,109 sq ft
$239,000Est. $1,272/moFULLY FURNISHED & TURNKEY -- JUST BRING YOUR SUITCASE! Looking for an easy St. Augustine escape? 70 Whispering Brook…
Listing Office: exp realty llc
For Sale132 Whispering Brook DriveSt. Augustine, FL 32084
2 bd · 2.5 ba · 1,109 sq ft
$249,000Est. $1,325/moWelcome to 132 Whispering Brook Dr in St. Augustine, Florida - a like-new townhome built in 2022 that blends modern…
Listing Office: berkshire hathaway homeservices florida network realty
Keep looking
Similar homes in St. Augustine
Explore the area
More in Whispering Creek
Whispering Creek guides & reports
Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Aug 7, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
Northeast Florida living
Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines