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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine a home near St. Augustine High School.

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Active

Active·Listed today

414 Wooded Crossing Circle

St. Augustine, FL 32084

$289,900$240/sqftEst. $1,478/moMLS# 2157157
2
Beds
2
Baths
1,210
Sq Ft
2008
Built
1
Garage
No
Pool

About this home

St. Augustine

Welcome to the Villas at Heritage Park - your low maintenance St Augustine dream! This home lives larger than its SF and offers an incredible amount of closets, two pantries, 100SF+ of attic storage, and one car garage with new opener. The lot that this end unit townhome sits on is fantastic with long views of the pond and preserved trees. Inside, alongside the newly installed LVP floors and tile, there is a fully updated kitchen with all LG appliances and a true double oven + microwave. This is a close knit community with activities and neighborhood functions throughout the year! Just minutes away from historic downtown St Aug, and I-95. Don't miss your chance as this is the *ONLY* home on the market in the neighborhood.

Cost to own

Mortgage calculator

$289,900
$57,980
Loan Term
Monthly Payment
$1,478
Principal & Interest: $1,478
Property taxes (est.): $386
Insurance (est.): $193
Estimated Total Monthly
$2,057
*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$1,478
Property taxesest. at asking price, St. Johns County$386
HOAbilled monthly$403
Estimated total, before insurance$2,267/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,243/yr · $187/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,243/yr

Estimated taxes if purchased at asking price: ~$4,600/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — year not disclosed (home built 2008)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer · FL0021938 - City of Saint Augustine WWTP - customer accounts · Public water (record)

County records show this parcel on central sewer served by FL0021938 - City of Saint Augustine WWTP - customer accounts — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,787 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

History

Price & status history

  • Jul 29, 2026Active$289,900
  • Jul 26, 2026Listed$289,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$289,900
Price / Sq Ft$240
Bedrooms2
Bathrooms2.00
Full Baths2
Square Footage1,210
Acres0.07 acres
Year Built2008
TypeResidential
Sub-TypeTownhouse
StyleFlat
Property ConditionUpdated/Remodeled
StatusActive
# of Garages1
Has PoolNo
Is WaterfrontYes

School Information

Community Information

Address414 Wooded Crossing Circle, St. Augustine, FL 32084
Area336-Ravenswood/West Augustine
SubdivisionVillas at Heritage Park
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32084
Lot Size3,049.2 sq ft
Parcel Number1032060480

Amenities

UtilitiesCable Connected, Electricity Connected, Sewer Connected
Water SourcePublic
ParkingAdditional Parking, Attached, Garage
ViewPond, Trees/Woods
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Pantry, Split Bedrooms
AppliancesDishwasher, Disposal, Double Oven, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FlooringTile
# of Stories1
LevelsOne
LaundryIn Unit

Exterior

Patio / PorchCovered, Front Porch, Rear Porch, Screened, Terrace

Additional Information

Date ListedJuly 29, 2026
Days on Market0
HOA Fees$403 / Monthly
HOA FrequencyMonthly
HOA NameVillas at Heritage Park
HOA Fee IncludesMaintenance Grounds
Tax Amount$2,242.5
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ANDERSON REALTY

Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

Interested in this home? I know this area inside and out — let's talk about whether it's the right fit for you.

Text Krista about this home

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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