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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in St. Augustine — a golf course home in St. Johns County.

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Sold

Sold·Closed May 15, 2026·118 days on market·Recent sales in St. Augustine

510 Florida Club Boulevard 304

St. Augustine, FL 32084

$185,000sold priceListed at $185,000 · 100% of asking$184/sqftMLS# 2124545
2
Beds
1
Baths
1,004
Sq Ft
2001
Built
—
Garage
No
Pool
HOA $328/moWaterfrontCondominium1 story

About this home

St. Augustine

Golf course views! 2 bedrooms, 1 bath, Florida Club Condo located on the Royal St Augustine Golf Course. Complex offers a beautiful clubhouse with wet bar and billiards room, fitness center, resort style swimming pool, gazebo covered spa and library/media area. Great location perfectly situated between I95 and downtown St Augustine.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$1,025
Property taxesest. at asking price, St. Johns County$246
HOAbilled monthly$328
Estimated total, before insurance$1,599/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$2,000/yr · $167/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$185,000
$37,000
Loan Term
Monthly Payment
$1,025
Principal & Interest: $1,025
Property taxes (est.): $246
Insurance (est.): $123
Estimated Total Monthly
$1,394
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Tile — year not disclosed (home built 2001)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,807 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $2,000/yr

Estimated taxes if purchased at asking price: ~$3,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

History

Price & status history

  • Jan 10, 2026Listed$185,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $186/sq ft; this home is listed at $184/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
510 Florida Club Boulevard 302, St. Augustine, FL 32084Listed by ST AUGUSTINE REALTYJun 2026$128,000$1541/1832100
520 Florida Club Boulevard 208, St. Augustine, FL 32084Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINESep 2026$180,000$2161/1832350.1
520 Florida Club Boulevard 108, St. Augustine, FL 32084Listed by COLDWELL BANKER VANGUARD REALTYAug 2026$177,000$2131/18321030.1
625 Fairway Drive 201, St. Augustine, FL 32084Listed by ST AUGUSTINE REALTYApr 2026$149,500$1492/11,0042720.1
540 Florida Club Boulevard 110, St. Augustine, FL 32084Listed by FLORIDA HOMES REALTY & MTG LLCMar 2026$210,000$1862/21,131420.1
550 Florida Club Boulevard 208, St. Augustine, FL 32084Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS ST. AUGUSTINENov 2025$215,000$1673/21,285220.2

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$185,000
Price / Sq Ft$184
Bedrooms2
Bathrooms1.00
Full Baths1
Square Footage1,004
Year Built2001
TypeResidential
Sub-TypeCondominium
StatusClosed
Has PoolNo
Is WaterfrontYes

School Information

ElementaryWebster
MiddleMurray

Community Information

Address510 Florida Club Boulevard 304, St. Augustine, FL 32084
Area336-Ravenswood/West Augustine
SubdivisionFlorida Club Condo
CitySt. Augustine
CountySt. Johns
StateFL
Zip Code32084
Parcel Number0893251304
ZoningResidential

Amenities

Community FeaturesSidewalks
UtilitiesElectricity Connected, Sewer Connected, Water Connected
SewerPublic Sewer
Water SourcePublic, Other
ParkingGuest, Parking Lot, Unassigned
ViewGolf Course, Pond, Trees/Woods
Waterfront TypePond

Interior

Interior FeaturesCeiling Fan(s), His and Hers Closets, Primary Bathroom - Tub with Shower
AppliancesDishwasher, Electric Range, Electric Water Heater, Microwave, Refrigerator, Washer/Dryer Stacked
HeatingCentral, Electric
CoolingCentral Air, Electric
FlooringTile, Vinyl
# of Stories1
LaundryElectric Dryer Hookup, In Unit, Washer Hookup

Exterior

Patio / PorchPatio
RoofTile
ConstructionStucco

Additional Information

Date ListedJanuary 10, 2026
Days on Market118
HOA Fees$328 / Monthly
HOA FrequencyMonthly
Tax Amount$2,000.05
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: ST AUGUSTINE REALTY

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on May 15, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Curious what nearby homes sold for?

MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.

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