This home is in Silver Leaf, St. Augustine.

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Active Under Contract

Active Under Contract·132 days on market·Silver Leaf

243 Greenway Lane

St. Augustine, FL 32092

$439,900$215/sqftEst. $2,341/moMLS# 2133501

Beds

Baths

2,045

Sq Ft

2022

Built

Garage

Pool

About this home

Silver Leaf

Welcome to your private oasis in the highly sought-after SilverLeaf master-planned community! This stunning 3-bedroom, 2.5-bath home offers the perfect blend of modern comfort, thoughtful design, and serene natural surroundings. Backing directly to a peaceful preserve, the backyard provides exceptional privacy and tranquil views-no rear neighbors, just nature. Step inside to discover an open, light-filled layout with wood-style plank tile flooring throughout the main living areas, creating a seamless and sophisticated flow. Neutral tones offer a clean canvas for your personal style. The spacious primary suite is conveniently located downstairs, featuring ample space and easy access. Upstairs, you'll find two generously size

Cost to own

Mortgage calculator

Home Price

$439,900

Down Payment: 20%

$87,980

Interest Rate: 6.55%

Loan Term

Monthly Payment

$2,236

Principal & Interest: $2,236

Est. Taxes & Insurance: $559

Estimated Total Monthly

$2,795

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$2,341

Property taxesest. at asking price, St. Johns County$585

HOAbilled annually$123

Estimated total, before insurance$3,050/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $464,000 in June 2022(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$381,279	$330,557	—
2024	$379,907	$329,907	—
2023	$385,668	$335,668	—
2022	$84,000	$84,000	—
2021	$55,000	$55,000	—

2025 property taxes (current owner): $4,947/yr

Estimated taxes if purchased at asking price: ~$7,000/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2022)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,721 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jul 9, 2026Active Under Contract$439,900
Mar 6, 2026Listed$439,900

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$439,900

Price / Sq Ft$215

Bedrooms3

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage2,045

Total Structure Area2,601 sq ft

Acres0.11 acres

Year Built2022

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

Property ConditionUpdated/Remodeled

StatusActive Under Contract

# of Garages2

Has PoolNo

Is WaterfrontNo

School Information

ElementaryWards Creek

MiddlePacetti Bay

HighTocoi Creek

Community Information

Address243 Greenway Lane, St. Augustine, FL 32092

Area305-World Golf Village Area-Central

SubdivisionSilver Leaf

CitySt. Augustine

CountySt. Johns

StateFL

Zip Code32092

Lot Size4,791.6 sq ft

Parcel Number0265690280

Amenities

AmenitiesPool, Clubhouse, Fitness Center, Playground, Tennis Court(s)

UtilitiesCable Available, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

Green / EnergyDoors, Windows

ParkingGarage, Garage Door Opener, Off Street

ViewTrees/Woods

Interior

Interior FeaturesBreakfast Bar, Eat-in Kitchen, Entrance Foyer, Kitchen Island, Pantry, Primary Bathroom - Shower No Tub, Primary Downstairs, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Gas Range, Gas Water Heater, Microwave, Refrigerator

HeatingCentral, Natural Gas

CoolingCentral Air

FlooringCarpet, Tile

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, In Unit, Washer Hookup

SecuritySmoke Detector(s)