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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in James Island, Jacksonville — a waterfront home in Jacksonville.

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Sold

Sold·Closed Sep 8, 2026·132 days on market·Recent sales in James Island·James Island

11148 Turnbridge Drive

Jacksonville, FL 32256

$515,000sold priceListed at $519,000 · 99.2% of asking$226/sqftMLS# 2132935
4
Beds
2.5
Baths
2,278
Sq Ft
2000
Built
2
Garage
No
Pool

5 more homes for sale in James Island →Search James Island on the map

FEMA Zone XHOA $155/mo15,682 sqft lotWaterfrontSingle Family Residence1 story

About this home

James Island

Enjoy peace of mind in this one-story home featuring a new roof (2026), AC (2025), and water heater (2024), offering major updates already completed. With just a bit of your personal touch and updating, this home has incredible potential to truly shine that offers an open floor plan. Relax with tranquil water views from the main living areas, filling the home with natural light and a true Florida feel. The split floor plan offers a spacious primary suite with a walk-in closet and private bath, while three additional bedrooms on the opposite side provide privacy and flexibility for guests, family, or a home office.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$2,853
Property taxesest. at asking price, Duval County$841
HOAbilled quarterly$155
Estimated total, before insurance$3,849/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$4,702/yr · $392/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$515,000
$103,000
Loan Term
Monthly Payment
$2,853
Principal & Interest: $2,853
Property taxes (est.): $841
Insurance (est.): $343
Estimated Total Monthly
$4,037
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-08, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: material not specified — 2026 per the listing

A recent roof is the single biggest lever on Florida homeowners-insurance pricing.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,756 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

As of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Sun & Light

West-facing backyard — the sunset lot

The listing reports the home facing east, which puts the backyard on the west side. Today at this address: sunrise 7:28 AM, sunset 6:55 PM.

  • Sunsets happen over your own backyard — and in summer the rear takes the full afternoon sun, so the lanai runs hottest of any orientation from about 3pm on.
  • A pool back here is the warmest in town and glitters in the evening; expect afternoon glare on west-facing glass and real value in lanai screening or shade trees.
  • Morning coffee happens in shade; the front of the home takes the sunrise.

Orientation per the MLS listing; sun paths are seasonal geometry for Northeast Florida, not a shade study — trees, screening, and neighboring structures change the picture on any specific lot.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2025$505,711$235,224—
2024$465,011$227,888▲ $24,175
2023$450,131$219,795—
2022$392,163$211,937—
2021$298,369$204,308—
2020$291,296$200,797—

2025 property taxes (current owner): $4,702/yr

Estimated taxes if purchased at asking price: ~$10,100/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

History

Price & status history

  • Sep 8, 2026Closed$519,000
  • Aug 6, 2026Active Under Contract$519,000
  • Jul 9, 2026Active$519,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $257/sq ft; this home is listed at $228/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
7636 Sentry Oak Circle E, Jacksonville, FL 32256Listed by WATSON REALTY CORPAug 2026$585,000$2244/32,60610.1
7670 Crosstree Lane, Jacksonville, FL 32256Listed by THE THAYVER GROUPAug 2026$600,000$2054/32,932350.3
7660 Hunters Grove Road, Jacksonville, FL 32256Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYOct 2026$890,000$3344/32,66141
10702 Crosswicks Road, Jacksonville, FL 32256Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$740,000$2575/32,876831.3
4592 Shiloh Mill Boulevard, Jacksonville, FL 32246Listed by BERKSHIRE HATHAWAY HOMESERVICES FLORIDA NETWORK REALTYSep 2026$565,000$2633/22,14871.7
4582 Reedbark Lane, Jacksonville, FL 32246Listed by COMPASS FLORIDA LLCAug 2026$550,000$2504/22,199191.7

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$519,000
Price / Sq Ft$228
Bedrooms4
Bathrooms2.50
Full Baths2
Half Baths1
Square Footage2,278
Total Structure Area2,924 sq ft
Acres0.36 acres
Year Built2000
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
StatusClosed
# of Garages2
Has PoolNo
Is WaterfrontYes
Direction FacesEast

School Information

Community Information

Address11148 Turnbridge Drive, Jacksonville, FL 32256
Area024-Baymeadows/Deerwood
SubdivisionJames Island
CityJacksonville
CountyDuval
StateFL
Zip Code32256
Lot Size15,681.6 sq ft
Parcel Number1677423925
ZoningResidential

Amenities

AmenitiesPool, Children's Pool, Gated, Pickleball, Playground, Tennis Court(s)
Community FeaturesSidewalks, Street Lights, Gated, Curbs
UtilitiesCable Available, Electricity Available, Natural Gas Available, Sewer Available, Water Available
Water SourcePublic
ParkingAdditional Parking, Garage, Garage Door Opener, Gated
Waterfront TypePond

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Ceiling Fan(s), Eat-in Kitchen, Entrance Foyer, Open Floorplan, Primary Bathroom -Tub with Separate Shower
AppliancesDishwasher, Disposal, Dryer, Gas Range, Gas Water Heater, Microwave, Refrigerator, Washer
HeatingElectric
CoolingCentral Air
FireplaceYes
# of Fireplaces1
Fireplace FeaturesGas
# of Stories1
LevelsOne

Exterior

Road SurfaceAsphalt

Additional Information

Date ListedJuly 9, 2026
Days on Market132
HOA Fees$465 / Quarterly
HOA FrequencyQuarterly
HOA NameJames Island HOA
Tax Amount$4,702.32
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: THE LEGENDS OF REAL ESTATE

Sold by: UNITED REAL ESTATE GALLERY (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About James Island

James Island is a neighborhood in Jacksonville, FL (Duval County), ZIP 32256.

View all James Island homes for sale →

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Sep 8, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

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20+ years · 500+ closings · NE Florida

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