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This home is in James Island, Jacksonville — a pool home in Jacksonville.

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Active

$729,0004 bd · 3 ba · 2,696 sq ft

Active·Listed today·James Island

7620 Saw Timber Lane

Jacksonville, FL 32256

$729,000$270/sqftEst. $3,974/mo mortgageMLS# 2173161
4
Beds
3
Baths
2,696
Sq Ft
2002
Built
—
Garage
Yes
Pool

7 more homes for sale in James Island →Search James Island on the map

HOA $152/mo0.49 acresSingle Family Residence1 story

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About this home

James Island

4-BEDROOM POOL HOME IN GATED JAMES ISLAND Located on a spacious, quiet cul-de-sac lot in sought-after gated James Island, this 4-bedroom, 3-bathroom home includes poolside living, peaceful pond views, and resort-style amenities. RECENT UPGRADES New roof 2025, HVAC system 2026, water heater 2025, water softener 2024, and irrigation well pump 2026. SPACIOUS INTERIORS An arched entry porch with elegant lighting and 24" x 24" tile welcomes you inside. Soaring ceilings, crown molding, and views of the pool create a memorable first impression. Formal living and dining rooms include entertaining space, while wood-look laminate flooring add comfort. KITCHEN & FAMILY ROOM The kitchen, showcases, crisp cabinetry , granite countertop, stainless steel appliances. Accompanying a breakfast area and family room with stoned gas fireplace, creating a bright and functional gathering place, overlooking the pool and lush landscape yard. PRIMARY SUITE Enjoy tranquil pool views

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Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.24% · 30yr$3,974
Property taxesest. at asking price, Duval County$1,193
HOAbilled quarterly$152
Estimated total, before insurance$5,319/mo
Seller’s 2026 tax billper the MLS — includes any CDD / assessments$5,446/yr · $454/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$729,000
$145,800
Loan Term
Monthly Payment
$3,974
Principal & Interest: $3,974
Property taxes (est.): $1,193
Insurance (est.): $486
Estimated Total Monthly
$5,654
*30-year loan at 7.24% APR (avg 30-yr rate 2026-10-29, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Around this address

Nearby, from public data

The closest public beach, park, water access, league fields and grocery store from this home's location.

Not from the MLS. Places from FWC, FDEP, the water districts, the counties and the cities; stores from state food permits and each chain’s store list. Distances are straight-line from this home unless a drive time is shown. Fees, hours and access change, so check the agency’s page before you go.

Cost to own

Taxes & assessment

YearMarket valueTaxable valueChange
2026$534,183$288,415▼ $29,104

2026 property taxes (current owner): $5,446/yr

Estimated taxes if purchased at asking price: ~$14,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,601 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2026), NEFMLS.

History

Price & status history

  • Nov 10, 2026Listed$729,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $173/sq ft; this home is listed at $270/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1405 Boulevard, Jacksonville, FL 32206Listed by ROUND TABLE REALTYOct 2026$428,000$1733/2.52,467380.8
411 E 1st Street, Jacksonville, FL 32206Listed by BELLE EPOQUE REALTY SERVICES LLCSep 2026$439,000$2024/32,1683860.8
115 W 4th Street, Jacksonville, FL 32206Listed by WHOLESALE REALTY LLCAug 2026$333,000$955/43,498590.8
234 W 6th Street, Jacksonville, FL 32206Listed by PETRA MANAGEMENT INC.Aug 2026$260,000$1073/2.52,436620.9
1419 Hubbard Street, Jacksonville, FL 32206Listed by REMAX TOWNE CENTERJul 2026$570,000$1914/3.52,992660.9
1443 N Market Street, Jacksonville, FL 32206Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERS SOUTHSIDEJul 2026$497,000$1724/32,888840.9

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

Features

Price$729,000
Price / Sq Ft$270
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,696
Acres0.49 acres
Year Built2002
TypeResidential
Sub-TypeSingle Family Residence
Property ConditionUpdated/Remodeled
StatusActive
Has PoolYes
Pool FeaturesIn Ground, Heated
Is WaterfrontNo

School Information

This listingNo schools reported in the MLS
ConfirmAssignments come from listing agents and zones change; confirm the address with the school district.

Community Information

Address7620 Saw Timber Lane, Jacksonville, FL 32256
Area024-Baymeadows/Deerwood
SubdivisionJames Island
CityJacksonville
CountyDuval
StateFL
Zip Code32256
Lot Size21,344.4 sq ft
Lot Dimensions122 x 174
Parcel Number1677424870

Amenities

UtilitiesCable Available, Cable Connected, Electricity Available, Electricity Connected, Natural Gas Available, Sewer Available
SewerPublic Sewer
Water SourcePublic
ParkingAttached, Garage, Garage Door Opener

Interior

AppliancesConvection Oven, Dishwasher, Disposal, Dryer, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, ENERGY STAR Qualified Dishwasher
HeatingCentral
CoolingCentral Air
# of Stories1

Exterior

Exterior FeaturesOther

Additional Information

Date ListedNovember 10, 2026
Days on Market0
HOA Fees$455 / Quarterly
HOA FrequencyQuarterly
Tax Amount$5,446
Tax Year2026
Listing TermsCash, Conventional, FHA
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: BEYCOME OF FLORIDA LLC

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

The neighborhood

About James Island

James Island is a neighborhood in Jacksonville, FL (Duval County), ZIP 32256.

View all James Island homes for sale →
Marsh boardwalk at golden hour in Ponte Vedra Beach, Florida

Northeast Florida living

Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines