This home is in James Island, Jacksonville.

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Active

Active·45 days on market·James Island

11092 Turnbridge Drive

Jacksonville, FL 32256

$575,000$215/sqftEst. $3,060/moMLS# 2148073

Beds

Baths

2,675

Sq Ft

2000

Built

Garage

Pool

About this home

James Island

Experience refined living in the highly desirable James Island community, known for its resort style amenities, convenience and luxury. This beautifully maintained 4 bedroom, 2.5 bath residence offers a newer roof, formal living and dining spaces, and a family room on a .33 acre waterfront lot. Step inside to discover a light-filled, two-story home with rich hardwood floors, custom tile, and plantation shutters throughout. The chef's inspired kitchen impresses with custom cabinetry, solid surface countertops, double ovens and stainless appliances; it flows seamlessly into the breakfast nook and family room, anchored by a gas-burning fireplace. Upstairs you'll find a spacious primary bedroom featuring trey ceilings, dual closets and a separate sitting room. The adjoining ensuite bath is spa inspired with double vanities, a soaking tub and separate shower. Three additional bedrooms offer versatility for guests, work or play. Enjoy outdoor living with scenic pond views from the screened

Cost to own

Mortgage calculator

Home Price

$575,000

Down Payment: 20%

$115,000

Interest Rate: 6.55%

Loan Term

Monthly Payment

$2,923

Principal & Interest: $2,923

Est. Taxes & Insurance: $731

Estimated Total Monthly

$3,653

*Estimates based on 30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Actual payments may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.0% · 30yr$3,060

Property taxesest. at asking price, Duval County$939

HOAbilled quarterly$155

Estimated total, before insurance$4,154/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Year	Market value	Taxable value	Change
2025	$535,578	$263,147	—
2024	$494,137	$255,024	▲ $26,246
2023	$478,532	$246,140	—
2022	$417,135	$237,515	—
2021	$308,348	$229,141	—
2020	$301,269	$225,287	—

2025 property taxes (current owner): $5,198/yr

Estimated taxes if purchased at asking price: ~$11,300/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 3,305 current Duval listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Zone X — minimal flood hazard

Flood insurance is typically not required by lenders (always optional).

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Outside all hurricane evacuation zones

This location is not in a designated storm-surge evacuation zone.

Roof: Shingle — year not disclosed (home built 2000)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Sewer & public water · JEA

County records show this parcel on central sewer served by JEA — no septic system to inspect or maintain.

Source: Florida DOH Water Management Inventory (public record).

Solar potential: ~1,731 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

Informational only, based on FEMA National Flood Hazard Layer and Florida Division of Emergency Management data at this property’s coordinates. Zones change with map revisions — verify the parcel at msc.fema.gov and floridadisaster.org/knowyourzone before relying on this.

History

Price & status history

Jun 1, 2026Listed$575,000

History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.

Features

Price$575,000

Price / Sq Ft$215

Bedrooms4

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage2,675

Acres0.33 acres

Year Built2000

TypeResidential

Sub-TypeSingle Family Residence

StyleTraditional

StatusActive

# of Garages2

Has PoolNo

Is WaterfrontYes

School Information

ElementaryTwin Lakes Academy

MiddleTwin Lakes Academy

HighAtlantic Coast

Community Information

Address11092 Turnbridge Drive, Jacksonville, FL 32256

Area024-Baymeadows/Deerwood

SubdivisionJames Island

CityJacksonville

CountyDuval

StateFL

Zip Code32256

Lot Size14,374.8 sq ft

Parcel Number1677423165

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Gated, Jogging Path, Park, Playground, Security, Tennis Court(s)

UtilitiesElectricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage

ViewPond

Waterfront TypePond

Interior

Interior FeaturesBreakfast Nook, Built-in Features, Ceiling Fan(s), Entrance Foyer, His and Hers Closets, Primary Bathroom -Tub with Separate Shower, Smart Thermostat, Split Bedrooms, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Double Oven, Dryer, Gas Range, Microwave, Refrigerator, Washer, Water Softener Owned

HeatingCentral

CoolingCentral Air

FlooringCarpet, Tile, Wood

FireplaceYes

# of Fireplaces1

Fireplace FeaturesGas

# of Stories2

LevelsTwo

LaundryElectric Dryer Hookup, Upper Level, Washer Hookup

SecurityGated with Guard, Smoke Detector(s)