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Work directly with Krista on any home hereBroker Associate · 20+ years · 500+ closingsChristie's International Real Estate First Coast

This home is in Fernandina Beach — a home near Fernandina Beach High School.

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Sold

Sold·Closed Apr 16, 2026·19 days on market·Recent sales in Amelia Island

1457 Holly Drive

Fernandina Beach, FL 32034

$674,900sold priceListed at $674,900 · 100% of asking$305/sqftMLS# 2132056
4
Beds
3
Baths
2,212
Sq Ft
1960
Built
3.5
Garage
No
Pool
No HOA14,810 sqft lotSingle Family Residence2 stories

About this home

Fernandina Beach

1457 Holly Drive, Fernandina Beach, FL Listed $60,000 under appraised value for a fast, clean sale. Rare opportunity for instant equity. Schedule your showing today - this one is priced to move. Experience the best of Amelia Island living with this rare, fully reimagined 2,212 sq. ft. split-level home. From the infrastructure to the aesthetics, every inch of this property has been meticulously updated to offer a truly turnkey experience on a generous .34-acre lot. Chef-Inspired Kitchen & Designer Baths The heart of the home features a brand-new kitchen with modern cabinetry and finishes.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 7.4% · 30yr$3,738
Property taxesest. at asking price, Nassau County$932
Estimated total, before insurance$4,670/mo
Seller’s 2025 tax billper the MLS — includes any CDD / assessments$5,735/yr · $478/mo
  • • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
  • • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
  • • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment

Cost to own

Mortgage calculator

$674,900
$134,980
Loan Term
Monthly Payment
$3,738
Principal & Interest: $3,738
Property taxes (est.): $932
Insurance (est.): $450
Estimated Total Monthly
$5,120
*30-year loan at 7.4% APR (avg 30-yr rate 2026-10-15, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

Taxes & assessment

2025 property taxes (current owner): $5,735/yr

Estimated taxes if purchased at asking price: ~$11,200/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll, NEFMLS.

Closed sales

What sold nearby

Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $354/sq ft; this home is listed at $305/sq ft.

AddressClosedPrice$/sq ftBd/BaSq ftDOMMiles
1506 Coventry Lane, Fernandina Beach, FL 32034Listed by BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMSMay 2026$610,000$3543/21,72230.2
96233 Montego Bay, Fernandina Beach, FL 32034Listed by FERNANDINA BEACH REALTYAug 2026$755,000$3814/21,984880.3
96180 Montego Bay, Fernandina Beach, FL 32034Listed by ONE SOTHEBY'S INTERNATIONAL REALTYSep 2026$575,000$3493/21,6491010.4
1505 Lakeside Court, Fernandina Beach, FL 32034Listed by KELLER WILLIAMS REALTY ATLANTIC PARTNERSJul 2026$830,000$4363/2.51,9021430.4
2616 Benz Place, Fernandina Beach, FL 32034Listed by MOMENTUM REALTYSep 2026$660,000$3194/22,067450.5
1874 Clinch Drive, Fernandina Beach, FL 32034Listed by SUMMER HOUSE REALTYSep 2026$500,000$3153/21,5884810.6

Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.

Features

Price$674,900
Price / Sq Ft$305
Bedrooms4
Bathrooms3.00
Full Baths3
Square Footage2,212
Total Structure Area3,024 sq ft
Acres0.34 acres
Year Built1960
TypeResidential
Sub-TypeSingle Family Residence
StyleRanch
Property ConditionUpdated/Remodeled
StatusClosed
# of Garages3.5
# of Carport Spaces2
Has PoolNo
Is WaterfrontNo

School Information

Community Information

Address1457 Holly Drive, Fernandina Beach, FL 32034
Area450-Amelia Island-North Of Burney Road
SubdivisionCity Of Fernandina Beach
CityFernandina Beach
CountyNassau
StateFL
Zip Code32034
Lot Size14,810.4 sq ft
Parcel Number000030024B00440000
ZoningResidential

Amenities

UtilitiesCable Connected, Electricity Connected
SewerSeptic Tank
Water SourcePrivate
ParkingAttached, Detached, Detached Carport, Garage, Garage Door Opener

Interior

Interior FeaturesBreakfast Bar
AppliancesDishwasher, Disposal, Electric Oven, Electric Range, Electric Water Heater, Microwave, Refrigerator
HeatingCentral
CoolingCentral Air
FireplaceYes
Fireplace FeaturesWood Burning
# of Stories2
LevelsTwo

Additional Information

Date ListedFebruary 26, 2026
Days on Market19
Tax Amount$5,735.49
Tax Year2025
Listing TermsCash, Conventional, FHA, VA Loan
55+ CommunityNo
New ConstructionNo

Listing Courtesy of: MILITARY REALTY OF FLORIDA

Sold by: IRON VALLEY REAL ESTATE NORTH FLORIDA (buyer's brokerage)

Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.

Your Local Realtor

Krista Fracke - Broker Associate

Krista Fracke

Broker Associate

This home sold on Apr 16, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.

Text Krista about this saleHomes for sale nearby →

20+ years · 500+ closings · NE Florida

Is this home priced right?

Ask Krista and she'll email you her read on how this price compares with recent sales nearby.

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