This home is in Fernandina Beach.

1 / 40

Pending

Pending·143 days on market

1505 Lakeside Court

Fernandina Beach, FL 32034

$875,000$460/sqftEst. $4,461/moMLS# 2133747

Beds

Baths

1,902

Sq Ft

2021

Built

Garage

Pool

About this home

Fernandina Beach

Welcome to this turnkey and beautifully designed Amelia Park coastal cottage in the heart of Fernandina Beach! This light filled home featuring cathedral ceilings and open floor plan flowing effortlessly between the living, dining and chef-friendly kitchen make it ideal for entertaining and everyday living. The thoughtfully designed kitchen showcases quartz countertops, soft close cabinetry, stainless appliances and an ample pantry provides style and functionality. Easy care tile flooring though out adds durability, convenience, and low maintenance charm for coastal living. The oversized laundry room provides additional storage for everyday convenience and organization. The primary suite offers a peaceful retreat and access to the screened porch which has a ''doggy door'' leading to a fenced in area for your fur-baby! 2 additional bedrooms with Jack & Jill bath is perfect for guests or family. Relax with a cup of coffee or glass of wine in your rocker on the inviting front porch

Cost to own

Mortgage calculator

Home Price

$875,000

Down Payment: 20%

$175,000

Interest Rate: 6.58%

Loan Term

Monthly Payment

$4,461

Principal & Interest: $4,461

Property taxes (est.): $1,208

Insurance (est.): $583

Estimated Total Monthly

$6,253

*30-year loan at 6.58% APR (avg 30-yr rate 2026-07-23, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.58% · 30yr$4,461

Property taxesest. at asking price, Nassau County$1,208

HOAbilled annually$73

Estimated total, before insurance$5,742/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Cost to own

Taxes & assessment

Last sold: $876,100 in March 2023(county public record, not MLS data)

Year	Market value	Taxable value	Change
2025	$751,835	$751,835	—
2024	$707,705	$479,859	—
2023	$569,733	$569,733	—
2022	$533,138	$533,138	—
2021	$130,000	$130,000	—
2020	$130,000	$130,000	—

Estimated taxes if purchased at asking price: ~$14,500/yr

Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2021)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Solar potential: ~1,805 usable sun-hours per year

A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Features

Price$875,000

Price / Sq Ft$460

Bedrooms3

Bathrooms2.50

Full Baths2

Half Baths1

Square Footage1,902

Year Built2021

TypeResidential

Sub-TypeSingle Family Residence

StyleContemporary, Craftsman

StatusPending

# of Garages2

# of Carport Spaces1

Has PoolNo

Is WaterfrontNo

Direction FacesNorth

Community Information

Address1505 Lakeside Court, Fernandina Beach, FL 32034

Area440-Fernandina Beach Downtown-South

SubdivisionAmelia Park

CityFernandina Beach

CountyNassau

StateFL

Zip Code32034

Parcel Number000031102L00080000

ZoningResidential

Amenities

AmenitiesMaintenance Grounds

UtilitiesCable Available, Electricity Available, Electricity Connected, Natural Gas Available, Sewer Available, Sewer Connected, Water Available, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingGarage, Guest, On Street

ViewTrees/Woods, Other

Interior

Interior FeaturesCeiling Fan(s), His and Hers Closets, Jack and Jill Bath, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Vaulted Ceiling(s), Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Electric Oven, Gas Range, Gas Water Heater, Microwave, Refrigerator, Tankless Water Heater, Washer

HeatingCentral, Electric, Heat Pump

CoolingCentral Air, Electric

FlooringTile

# of Stories1

LevelsOne

LaundryElectric Dryer Hookup, In Unit, Washer Hookup