This home is in Fernandina Beach.
Active·44 days on market
2616 Benz Place
Fernandina Beach, FL 32034
About this home
Fernandina Beach
Discover coastal living at its best in this beautifully remodeled pool home on Amelia Island, tucked away on a quiet cul-de-sac in the highly sought-after Egan's Bluff North community. With a 2022 roof and extensive interior updates, this 4-bedroom, 2-bath home offers true move-in-ready peace of mind. Step inside to find fresh, modern finishes throughout, including new flooring, interior paint, light fixtures, and stylish hardware that brighten and update the entire home. The living area centers around a cozy fireplace, creating a warm gathering space that flows easily into the kitchen and dining areas--perfect for everyday living and entertaining. The split-bedroom floor plan provides privacy, with a spacious primary suite on one side and three additional bedrooms on the other, ideal for family, guests, or a home office. Thoughtful updates blend comfort and function, so you can simply move in and enjoy.
Cost to own
Mortgage calculator
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $556,826 | $170,634 | — |
| 2024 | $542,851 | $165,118 | — |
| 2023 | $494,550 | $158,852 | — |
| 2022 | $412,014 | $152,769 | — |
| 2021 | $297,274 | $146,863 | — |
| 2020 | $282,396 | $144,145 | — |
2025 property taxes (current owner): $2,812/yr
Estimated taxes if purchased at asking price: ~$11,900/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 435 current Nassau listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone C
Zone C evacuates after zones A, B in an approaching storm.
Roof: Shingle — 2022 per the listing
A recent roof is the single biggest lever on Florida homeowners-insurance pricing.
Sewer (public record) · Public water (record)
County records show this parcel on central sewer — no septic system to inspect or maintain.
Source: Florida DOH Water Management Inventory (public record).
Solar potential: ~1,797 usable sun-hours per year
A strong solar roof by Florida standards — worth pricing panels if energy bills matter to you.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
History
Price & status history
- Jul 16, 2026Price change$720,000−$5,000
- Jul 11, 2026Active Under Contract$725,000
- Jun 26, 2026Listed$725,000
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Features
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: MOMENTUM REALTY
Information deemed reliable but not guaranteed. Data provided by realMLS (Northeast Florida MLS).
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Krista Fracke
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Ponte Vedra Beach · St. Johns County · Nocatee · eTown & Seven Pines