This home is in St. Augustine — a gated community home in St. Johns County.
Sold·Closed Jul 15, 2026·131 days on market·Recent sales in SilverLeaf
142 Arbor Creek Drive
St. Augustine, FL 32092
About this home
St. Augustine
This stunning single-story new construction home features the award-winning ''Lola'' floor plan by MasterCraft Builder Group. The 4 bedroom, 3 bath and spacious 3 car garage home is located in the gated community of Hidden Creek at John's Island in Silverleaf (no CDD fees!). Soaring 12' ceilings and transom windows flood the main living spaces with natural light, creating an airy, open feel throughout. The chef's kitchen boasts double-stacked white shaker cabinets, quartz countertops, and Electrolux appliances, including a 36'' 5-burner gas cooktop, built-in oven/microwave, and French door refrigerator. A pocket office is tucked between the kitchen and pantry. The large covered lanai overlooks the backyard-perfect for relaxing or entertaining, with plenty of room for a pool. The luxurious primary suite includes an oversized shower with dual shower heads and separate vanities. Washer and dryer included in the oversized laundry room, connected to the primary walk in closet.
Next steps in SilverLeaf
Cost to own
True monthly cost
What this home actually costs per month at the asking price — not just the mortgage.
- • Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
- • In CDD communities (Nocatee, eTown, Seven Pines…), bond assessments are collected on the property-tax bill, and the amount varies home to home — a prior owner may have prepaid the bond — so we confirm this home’s exact line rather than trust a community average.
- • Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be (that applies to the reference bill above too).
Mortgage calculator — adjust rate & down payment
Cost to own
Mortgage calculator
Storms & insurance
Florida Reality Check
The storm-and-insurance facts every Florida buyer should know up front.
Zone X — minimal flood hazard
Flood insurance is typically not required by lenders (always optional).
Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.
Hurricane evacuation zone F
Zone F evacuates after zones A, B, C, D, E in an approaching storm.
Roof: material not specified — year not disclosed (home built 2026)
Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.
Krista can connect you with local insurance quotes before you make an offer.
Ask about this homeAs of July 2026, this Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.
Cost to own
Taxes & assessment
| Year | Market value | Taxable value | Change |
|---|---|---|---|
| 2025 | $160,000 | $160,000 | — |
2025 property taxes (current owner): $2,155/yr
Estimated taxes if purchased at asking price: ~$13,000/yr
Florida’s Save Our Homes cap limits how fast the current owner’s assessment can rise — and it resets when a home sells, so a buyer’s tax bill is typically based on the purchase price, not the seller’s bill above. Estimate uses the median effective rate across 1,595 current St. Johns listings and includes typical non-ad-valorem assessments; actual taxes depend on exemptions and taxing district. Sources: Florida DOR certified tax roll (2025), NEFMLS.
History
Price & status history
- Jul 21, 2026Closed$849,900
- Feb 19, 2026Listed$849,900
History tracked by kristafracke.com from the live MLS feed. Earlier changes may predate tracking.
Closed sales
What sold nearby
Closed sales within about two miles in the last 18 months, same property type, similar size. Closed prices from the MLS, not estimates. Their median is $288/sq ft; this home is listed at $341/sq ft.
| Address | Closed | Price | $/sq ft | Bd/Ba | Sq ft | DOM | Miles |
|---|---|---|---|---|---|---|---|
| 94 Blue River Drive, St. Augustine, FL 32092Listed by RICK WOOD & ASSOCIATES INC | Sep 2026 | $859,900 | $274 | 4/3 | 3,140 | 126 | 0 |
| 53 Glenbriar Court, St. Augustine, FL 32092Listed by KARSTEN REAL ESTATE TEAM | Sep 2026 | $932,000 | $328 | 4/3 | 2,843 | 61 | 0.4 |
| 271 Courtney Chase Drive, St. Augustine, FL 32092Listed by ICI SELECT REALTY, INC. | Oct 2026 | $785,600 | $288 | 4/3.5 | 2,729 | 57 | 0.5 |
| 463 Canopy Forest Drive, St. Augustine, FL 32092Listed by ONE SOTHEBY'S INTERNATIONAL REALTY | Sep 2026 | $804,375 | $288 | 4/3 | 2,791 | 2 | 0.8 |
| 171 Cedar Knoll Circle, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INC | Oct 2026 | $542,000 | $199 | 4/4 | 2,728 | 26 | 1 |
| 1020 Brook Forest Drive, St. Augustine, FL 32092Listed by OLYMPUS EXECUTIVE REALTY, INC | Sep 2026 | $525,000 | $210 | 4/3 | 2,500 | 0 | 1 |
Sold data from the realMLS IDX feed. A closed price is what a buyer paid, not what this home is worth; Krista runs the adjustments per home.
Features
School Information
Community Information
Amenities
Interior
Exterior
Additional Information
Listing Courtesy of: PERRY HOMES
Information deemed reliable but not guaranteed. Data provided through the IDX program of realMLS (Northeast Florida Multiple Listing Service). © 2026 Northeast Florida Multiple Listing Service, Inc. All rights reserved.
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Your Local Realtor
Krista Fracke
Broker Associate
This home sold on Jul 15, 2026. If you own nearby and want to know what this sale means for your value, or you're shopping this street, I can walk you through it.
Text Krista about this saleHomes for sale nearby →20+ years · 500+ closings · NE Florida
Curious what nearby homes sold for?
MLS rules keep sold prices off public sites — ask Krista and she'll email you recent sales for this area.
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