This home is in Rivertown Forest, St. Johns.

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Pending

Pending·152 days on market·Rivertown Forest

342 Appalachian Trail

St. Johns, FL 32259

$431,990$249/sqftEst. $2,196/moMLS# 2130798

Beds

Baths

1,738

Sq Ft

2025

Built

Garage

Pool

About this home

Rivertown Forest

Lot 370 - The Blair floorplan is thoughtfully designed to balance style and everyday comfort, making it ideal for both relaxing and entertaining. A welcoming foyer with a convenient coat closet leads into a bright, open-concept kitchen, dining area, and Great Room that feels spacious and inviting. A versatile flex room adapts easily to your lifestyle, perfect for a home office, sitting area, or workout space. The private owner's suite features abundant natural light, a generous walk-in closet, and a spa-inspired bath, while two additional bedrooms share a conveniently located full bath. Finished with charming Craftsman elevation details, the Blair offers timeless curb appeal with modern functionality. Located in RiverTown along the St. Johns River, residents enjoy scenic trails, lakes, preserves, and resort-style amenities designed for wellness, connection, and an active, social lifestyle.

Cost to own

Mortgage calculator

Home Price

$431,990

Down Payment: 20%

$86,398

Interest Rate: 6.55%

Loan Term

Monthly Payment

$2,196

Principal & Interest: $2,196

Property taxes (est.): $575

Insurance (est.): $288

Estimated Total Monthly

$3,059

*30-year loan at 6.55% APR (avg 30-yr rate 2026-07-16, Freddie Mac PMMS via FRED). Taxes use the county effective rate; insurance is a rough estimate — Florida premiums swing with roof age and flood zone (see the Reality Check). Actual costs may vary.

Cost to own

True monthly cost

What this home actually costs per month at the asking price — not just the mortgage.

Principal & interest20% down · 6.55% · 30yr$2,196

Property taxesest. at asking price, St. Johns County$575

HOAbilled annually$4

Estimated total, before insurance$2,775/mo

• Homeowners insurance is on top — in Florida it varies widely with roof age and wind/flood zone (see the Reality Check below). Budget it before you offer.
• In CDD communities (Nocatee, SilverLeaf, eTown…), bond assessments are collected on the property-tax bill — the tax estimate above reflects county averages, so confirm this home’s exact CDD with us.
• Taxes are estimated at YOUR purchase price — Florida assessments reset on sale, so the seller’s current bill is usually lower than yours will be.

Storms & insurance

Florida Reality Check

The storm-and-insurance facts every Florida buyer should know up front.

Flood zone not yet determined

Check the exact parcel at msc.fema.gov or ask Krista to pull it.

Flood damage is not covered by standard homeowners insurance — it’s always a separate policy.

Evacuation zone not yet determined

Check floridadisaster.org/knowyourzone.

Roof: Shingle — year not disclosed (home built 2025)

Roof age drives Florida insurance pricing more than anything else — worth confirming before you offer.

Krista can connect you with local insurance quotes before you make an offer.

Ask about this home

This Reality Check is informational only — it draws on FEMA/FDEM hazard layers, Florida DOH water records, and the listing’s own fields at this property’s coordinates. None of it is a determination, survey, or inspection, and public records can lag or conflict with on-site conditions. Independently verify anything you’ll rely on: the flood zone at msc.fema.gov and floridadisaster.org/knowyourzone (and confirm flood-insurance cost with your lender and a licensed insurance agent), and the sewer/septic, roof, and utilities with a professional inspection.

Features

Price$431,990

Price / Sq Ft$249

Bedrooms3

Bathrooms2.00

Full Baths2

Square Footage1,738

Year Built2025

TypeResidential

Sub-TypeSingle Family Residence

StatusPending

# of Garages2

Has PoolNo

Is WaterfrontNo

New ConstructionYes

Direction FacesNortheast

Community Information

Address342 Appalachian Trail, St. Johns, FL 32259

Area302-Orangedale Area

SubdivisionRivertown Forest

CitySt. Johns

CountySt. Johns

StateFL

Zip Code32259

Parcel Number0009693700

Amenities

AmenitiesPool, Basketball Court, Clubhouse, Dog Park, Fitness Center, Jogging Path, Park, Pickleball, Playground, Tennis Court(s)

UtilitiesElectricity Connected, Sewer Connected, Water Connected

SewerPublic Sewer

Water SourcePublic

ParkingAttached, Garage, Garage Door Opener

ViewProtected Preserve, Trees/Woods

Interior

Interior FeaturesBreakfast Bar, Breakfast Nook, Entrance Foyer, Kitchen Island, Open Floorplan, Pantry, Primary Bathroom - Shower No Tub, Smart Thermostat, Walk-In Closet(s)

AppliancesDishwasher, Disposal, Dryer, Freezer, Gas Range, Microwave, Refrigerator, Tankless Water Heater, Washer

HeatingCentral

CoolingCentral Air

# of Stories1

LaundryElectric Dryer Hookup, Gas Dryer Hookup, Washer Hookup